Alternative Financing

Buy Here Pay Here

Alternative finance and buy here pay here car dealers offer in-house financing for bad credit an dno credit customers. Enter your location to begin.
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What is "Buy Here Pay Here?"
"Buy Here Pay Here" is a phrase used when a customer purchases and finances a vehicle through an auto dealership. No credit history is generally required when you get a buy here pay here auto loan. The loan is provided directly from the car dealer lot. your credit history often does not matter as long as you have an income and a down payment.
The Drivers Lane Dealer Network includes buy here pay here dealers, as well as standard car dealers, who have access to the nation’s top sub prime auto finance companies.
Unlike traditional lending sources, a Buy Here Pay Here car loan is likely not to show up on your credit report. Often, dealers set-up weekly payment schedules which are made directly to the dealer at the Buy Here Pay Here car lot. This is also known as on the spot financing.


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Compare Buy Here Pay Here with Conventional Auto Finance Companies
Buy Here Pay Here Car Lots
  • No credit history required
  • Payments are made directly to the car dealership
  • Dealership does not report to credit bureaus
  • Down payment is usually necessary
  • Loans are frequently made for used automobiles
Auto Finance Companies
  • A lending score card based on several factors is used
  • Credit score and history is taken into consideration
  • Payments are made to the finance company
  • Zero down payment programs are available
  • Loans are available for used and new automobiles
We work to help consumers get the vehicle they need. We can connect applicants to the automotive financing program that will best suit them and their monetary situation. Most applicants who are over 18 and have a job can qualify. Depending on the loan program you choose, you may not need a down payment.
 


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