Buy Here Pay Here Car Dealers

Buy and pay here car dealerships offer in house auto financing and leasing for bad credit customers. Enter your location to begin.
 
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Alternative In House Auto Financing

"Buy Here Pay Here" is a phrase used when a customer purchases and finances or leases a vehicle directly through an auto dealership. No credit history is generally required when you get a buy and pay here auto loan. The loan is provided directly from the BHPH car lot. your credit history often does not matter as long as you have an income and a down payment.
 
The Drivers Lane Dealer Network includes BHPH dealers, as well as no money down car dealers, who have access to the nation's top sub prime auto finance companies.
Unlike traditional lending sources, alternative auto financing may not to show up on your credit report. Often, bad credit no credit car lots set-up weekly payment schedules which are made directly to the cashier at the dealership. That's why some people call them in house financing car dealerships.
 
Pre qualify Online
 
for Buy Here/Pay Here Financing
 
Get pre qualified online in about 3 minutes for on the lot financing to buy a new or used vehicle with little or no money down.
 
Pre-Qualify
 
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Compare with Conventional Auto Finance Companies
 
 
On the Car Lot Financing
 
  • No credit history required; credit might not even be checked
  • Payments are made directly at the car lot
  • Dealership does not report to the credit bureaus
  • A money down payment is recommended
  • Loans are frequently made for used automobiles
 
Auto Finance Lenders
 
  • A lending score card based on several factors is used
  • Credit score and history is taken into consideration
  • Payments are made to the finance company
  • No money down cars are available
  • Loans are available for used and new automobiles
 
 
 
 
 
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Buy Here Pay Here No Money Down
 
 
 
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Testimonials
Customer Testimonial
"Drivers Lane helped me get a car loan with no money down. I couldn't be happier.

Thank you!" Roy F.
 
 
Auto Loan Terms
 
 
 
W2 Income
 
This type of income is most important to a lender because it is attachable (it can be garnished). Acceptable POI includes Computerized pay stub with year to date calculations. Four consecutive handwritten pay stubs and previous years W-2. Often, cancelled checks from the employer are required.
 
Apr 24, 2014, 10:15 pm
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
How much will I qualify for?
 
The loan amount that you will qualify for is based on a number of factors. Our car dealers use variables such as income, your credit, employment history, and more to determine how much you qualify for.
 
Apr 24, 2014, 9:31 pm
 
 
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