Looking For 0 Down Car Lots
for People with Bad Credit?

 
Finding a car dealership that offers financing for buyers with bad credit can be difficult, especially if you have little to no money to use as a down payment.

Fear not. We can find a financing solution that works for you. We have a nationwide network of bad credit auto dealers, and one of them is probably in your neighborhood.
 
Get Approved
 
 
 
 
You can get started in finding the financing you need by either filling out our online application or by selecting the state where you live on the map below. You are under no obligation when you complete the free application or use our dealer search features.
 
 
 
 
Advertisement
 
After you have submitted your application, our financing experts will determine what your exact options are based on your income, employment, debt factors and available vehicle inventory. We also have buy here pay here financing options for those who wish to avoid a credit check.
 
Rest assured that there are Drivers Lane car lots in your area that offer bad credit loan options. Each affiliated automobile dealership has exceptional knowledge about special finance, and they are dedicated to helping you in the best way possible.
 
© 2015 DriversLane.com  |   Terms of Use  |   Privacy Policy
Bad Credit Car Dealerships Financing
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
 
I meet these guidelines,
Skip to the application.
 
New From The Blog
Auto Loan Terms
 
 
 
Trade Equity
 
The difference between the value of your trade and the lien payoff. Trade equity is always acceptable as a down payment.
 
Jan 25, 2015, 2:45 pm
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
I'm currently in a Chapter 13 bankruptcy. Will I still qualify?
 
Yes. However, it will take longer to process your loan. You have to obtain an "Authorization to Incur Debt" from the trustee to qualify for a bankruptcy auto loan. This normally takes two to three weeks. Consult your bankruptcy attorney.
 
Jan 25, 2015, 1:22 pm
 
 
Advertisement