Looking For 0 Down Car Lots
for People with Bad Credit?

 
Finding a car dealership that offers financing for buyers with bad credit can be difficult, especially if you have little to no money to use as a down payment.

Fear not. We can find a financing solution that works for you. We have a nationwide network of bad credit auto dealers, and one of them is probably in your neighborhood.
 
Get Approved
 
 
 
 
You can get started in finding the financing you need by either filling out our online application or by selecting the state where you live on the map below. You are under no obligation when you complete the free application or use our dealer search features.
 
 
 
 
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After you have submitted your application, our financing experts will determine what your exact options are based on your income, employment, debt factors and available vehicle inventory. We also have buy here pay here financing options for those who wish to avoid a credit check.
 
Rest assured that there are Drivers Lane car lots in your area that offer bad credit loan options. Each affiliated automobile dealership has exceptional knowledge about special finance, and they are dedicated to helping you in the best way possible.
 
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Bad Credit Car Dealerships Financing
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
 
I meet these guidelines,
Skip to the application.
 
New From The Blog
Auto Loan Terms
 
 
 
Fixed Interest Rate
 
A fee charged for the use of borrowed money, based upon a set percentage rate.
 
Mar 03, 2015, 9:22 pm
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
What are the minimum qualifications?
 
Each bad credit car loan application is evaluated based on the credit profile and equity position. An applicant with previous good auto credit for example, may not have to meet income and job time requirements; whereas an applicant with a recent repossession would.
 
Mar 03, 2015, 7:41 pm
 
 
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