Looking For 0 Down Car Lots
for People with Bad Credit?

Finding a car dealership that offers financing for buyers with bad credit can be difficult, especially if you have little to no money to use as a down payment.

Fear not. We can find a financing solution that works for you. We have a nationwide network of bad credit auto dealers, and one of them is probably in your neighborhood.
Get Approved
You can get started in finding the financing you need by either filling out our online application or by selecting the state where you live on the map below. You are under no obligation when you complete the free application or use our dealer search features.
After you have submitted your application, our financing experts will determine what your exact options are based on your income, employment, debt factors and available vehicle inventory. We also have buy here pay here financing options for those who wish to avoid a credit check.
Rest assured that there are Drivers Lane car lots in your area that offer bad credit loan options. Each affiliated automobile dealership has exceptional knowledge about special finance, and they are dedicated to helping you in the best way possible.
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Bad Credit Car Dealerships Financing
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
I meet these guidelines,
Skip to the application.
New From The Blog
Auto Loan Terms
Principal Balance
The portion of the original loan, plus capitalized interest, which the borrower has not yet satisfied through payment or cancellation.
Mar 29, 2015, 1:27 am
Auto Loan Terminology
Frequently Asked Questions
I've had a bankruptcy. Will I still qualify?
As long as the bankruptcy is discharged you should qualify for a car loan after bankruptcy. Depending on your state of residence you may even qualify prior to receiving your discharge papers.
Mar 29, 2015, 12:19 am