0 Down Car Lots
for People with Bad Credit

 
Need a car dealership with no money down? Get financed in your area even if you have bad credit. We help people all across the country obtain bad credit auto loans with zero down payment. Begin the sign and drive application now, or select the state in which
you need a vehicle loan for bad credit.
 
Get Approved
 
 
To apply for auto financing online click the button above to begin the financing form. Our service is free and the application process is simple and secure. We also offer new car dealer quotes and nationwide used car dealer search.
 
 
 
 
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Each of our car places has access to a nationwide network of nothing upfront, no money down bad credit auto lenders as well as on site finance experts that utilize special technology to evaluate your profile, income, as well as debt factors, and available inventory. Some also offer buy here pay here financing with 49, 69, 79, 88, 99, 100, 200, 300, 500, or 1000 cash due at signing. Our process ensures that you have the best opportunity for obtaining an approval with the lowest amount out of pocket.
 
There is a Drivers Lane car lot near you with low payment bad credit auto financing and and in your area, so select your state from the directory below. Each affiliated automobile dealership has exceptional knowledge about where to find vehicle financing for people with bad credit (credit scores under 500) and each is dedicated to uphold an remarkable level of service.
 
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Bad Credit Car Dealerships Financing
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
 
I meet these guidelines,
Skip to the application.
 
New From The Blog
Auto Loan Terms
 
 
 
Loan to Value (LTV)
 
The amount financed relative to the plublished book value of the vehicle. Lower LTVs have a better chance of approval. Lenders usually use Trade of Wholesale Value Book Value when calculating LTV.
 
Aug 30, 2014, 3:09 am
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
What are the minimum qualifications?
 
Each bad credit car loan application is evaluated based on the credit profile and equity position. An applicant with previous good auto credit for example, may not have to meet income and job time requirements; whereas an applicant with a recent repossession would.
 
Aug 30, 2014, 1:51 am
 
 
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