No Money Down Cars
Birmingham, AL

 
 
Get a car loan with really bad credit and no down payment in Birmingham, AL. We help individuals with no cosigner who live in or near Alabama and across the country borrow money and get the personal financing they need. Use the button below to begin the sign and drive application now.
 
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Bad Credit Car Lot Birmingham AL

 
Finding each individual who asks "Can I buy a car with no money, no problems, and no hassle" the best place to buy a car in Birmingham, AL with very bad credit and zero due at signing is what we do at a DriverLane.com. If you are desperate to obtain an alternative loan ASAP in Birmingham, Alabama with a questionable credit history, little time on the job, or no proof of income, we can guide you to a local car lot that accepts horrible credit.
 
Our dealerships offer used car financing options for everyone in Alabama with extremely damaged credit and 0, 49, 69, 79, 88, 99, 100, 200, 300, 500, or 1000 cash down available. We not only help in obtaining Birmingham area used car loans, we also help you find no money, poor credit car lots in Birmingham with affordable monthly payments that will help you stay within your monthly or weekly payment budget.
 
Our Birmingham new and used auto dealers are experienced with helping people around Birmingham Alabama with ugly credit get an auto loan with as little money down as possible. People in Birmingham AL who have adverse credit scores under 500 with charge offs, collections, repossession, foreclosure, and no docs are accepted by our local Birmingham bad credit car dealers, in fact we believe our retail showrooms offer the best second chance no money down car loans in Alabama.
 
If you live near the City of Birmingham, or anywhere in Alabama, and want to drive away in a new or used automobile today, we can help you locate used vehicles in Birmingham that you can afford. It's time to drive. Let us help you today with our zero down bad credit auto loan services! If you're looking for a car loan company, or broker, that helps pensioners, people on benefits, the disabled, self employed, people with beginning credit, or those just down on their luck that will give you a same day decision you found the right place.
 

Used Cars Near the City of Birmingham for 0 Down

 
2005 Dodge Ram 1500
2005 Dodge Ram 1500
in Trusville, AL 35235

Used Car Lot Price:
$10,000

Odometer:
107,601 Miles

VIN:
1D7HA16NX5J622251

2008 Ford Focus
2008 Ford Focus
in Pelham, AL 35124

Used Car Lot Price:
$10,995

Odometer:
92,059 Miles

VIN:
1FAHP35N88W214933

2006 Ford Explorer
2006 Ford Explorer
in Birmingham, AL 35244

Used Car Lot Price:
$10,998

Odometer:
116,598 Miles

VIN:
1FMEU63E26UA93525

2005 Chevrolet Malibu
2005 Chevrolet Malibu
in Birmingham, AL 35201

Used Car Lot Price:
$9,295

Odometer:
51,233 Miles

VIN:
1G1ZS52F55F332271

2005 Chevrolet Colorado
2005 Chevrolet Colorado
in Pelham, AL 35124

Used Car Lot Price:
$11,595

Odometer:
66,551 Miles

VIN:
1GCCS148158263474

2010 Nissan Versa
2010 Nissan Versa
in Birmingham, AL 35244

Used Car Lot Price:
$11,998

Odometer:
57,338 Miles

VIN:
3N1BC1CP9AL381708

2005 Ford F-150 SuperCrew
2005 Ford F-150 SuperCrew
in , 35235

Used Car Lot Price:
$11,991

Odometer:
84,884 Miles

VIN:
1FTPW12585KC18792

1996 Jeep Grand Cherokee
1996 Jeep Grand Cherokee
in BIRMINGHAM, AL 35206

Used Car Lot Price:
$1,997

Odometer:
274,459 Miles

VIN:
1J4FX58S6TC278276

2010 Honda Odyssey
2010 Honda Odyssey
in BIRMINGHAM, AL 35206

Used Car Lot Price:
$10,597

Odometer:
107,947 Miles

VIN:
5FNRL3H23AB020879

 
 
Birmingham, AL New Car Price Quotes
New vehicle dealerships in Birmingham, Alabama often play hardball when it comes to giving their lowest price on the lot, and most people find this frustrating. At DriversLane.com we'll search our brand new automobile inventory and you'll get a quick price quote on huge listings of new cars, trucks, minivans, 4WD vehicles, and SUVs for sale.

Simply use our cheap new automobile price quote form, and you will quickly find the best price within 24 hours. You'll get a single response from a location close to the City of Birmingham that has the lowest cost.

BHPH Lots in Birmingham
Searching online for good buy here pay here 0 down autos in Birmingham for sale with not one penny down is time consuming and frustrating. There are many vehicles for sale online at local automobile companies with in house financing, and several other vehicles eligible for sign and drive guaranteed collateral financing for people with good credit.

Many of the pre-owned cars, trucks, suv's and minivans listed above are available for instant auto financing, even with zero cash, a repo, foreclosure, bankruptcy, collections, medical bills, no credit, or people that are upside down. With us, your job is your credit.Vehicles with high miles that cost less than $5,000 may not be eligible for long term financing; High milage used cars typically qualify for one year financing.

 
 
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We have exclusive relationships with leading area new auto, pre-owned, and independent we tote the note buy here pay here lots all across Alabama and Birmingham, this enables us to find where the best car deals are quickly. Our service is free to online shoppers all across the USA. Getting the lowest online price from one of our Birmingham automobile partners does not obligate you to buy a used vehicle. This is a no scam, no cost service that can help you decide if the vehicle of your choice is within your financial means. Our retailers can provide either a low sales price, a small down payment, or a low per month payment quote.
 
Hassle-Free Auto Loan Approval
 
 
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Problem Credit Auto Loans
At DriversLane.com we don't want you to worry about buying a car with bad credit. You may have questions such as: Will you qualify for an auto that you want with funky credit? If so, how much can you borrow? Can you afford to buy from a franchise dealer or will you have to buy or lease from an Alabama we finance lot?

With our Alabama lending associates you don't need good credit. We can help you compare financing options for your specific situation. Before your apply, you should know that each time you apply for car credit, there will be an inquiry placed on your TransUnion, Experian, or Equifax bureau report. Too many bureau inquiries may lower your Fico or Beacon score and make getting approved with nothing down more difficult. With the help of our Birmingham network, you can get pre-approved and know how much you will qualify for before you visit the showroom.
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No Money Down Cars Birmingham, AL
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
 
I meet these guidelines,
Skip to the application.
 
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Testimonials
Customer Testimonial
"The special finance manager was extremely busy, but took the time to get me a car loan. It was a pleasure doing
business with my
local Drivers
Lane dealer.

Thanks" Matthew K.
Auto Loan Terms
 
 
 
Self Employment Income (1099)
 
Income which must be verified with tax returns prepared by a professional tax service. Lenders require two years tax returns. It is rare for a lender to approve a person with bad credit that has been self employed for less than two years.
 
Oct 01, 2014, 5:09 pm
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
Will cosigners help?
 
A Cosigner may be considered for a Buyer who does not comply with all the credit requirements. The income of the Buyer, however, must meet all the income and budget guidelines without reliance upon the income of the cosigner.
 
Oct 01, 2014, 3:31 pm
 
 
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