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No Money Down Cars in Birmingham

When you need a car loan, but bad credit is starring you down, don't panic, people of Birmingham. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Birmingham. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Birmingham for 0 Down

2017 Nissan Maxima 3.5 SV
2017 Nissan Maxima 3.5 SV
in Gardendale, AL 35071

Used Car Lot Price:
$10,998

Odometer:
192,345 Miles

VIN:
1N4AA6AP7HC417549

2008 Dodge Charger Sedan 4D
2008 Dodge Charger Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$7,599

Odometer:
162,202 Miles

VIN:
2B3KA43R28H277085

2006 Dodge Grand Caravan Passenger SXT Van 4D
2006 Dodge Grand Caravan Passenger SXT Van 4D
in Birmingham, AL 35208

Used Car Lot Price:
$5,500

Odometer:
166,663 Miles

VIN:
2D4GP44L16R855264

2017 Toyota Yaris iA Sedan 4D
2017 Toyota Yaris iA Sedan 4D
in Birmingham, AL 35218

Used Car Lot Price:
$9,499

Odometer:
150,103 Miles

VIN:
3MYDLBYVXHY162032

2013 Hyundai Sonata SE Sedan 4D
2013 Hyundai Sonata SE Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$7,200

Odometer:
141,404 Miles

VIN:
5NPEC4AC0DH780541

2015 Kia Optima LX Sedan 4D
2015 Kia Optima LX Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$7,600

Odometer:
112,186 Miles

VIN:
5XXGM4A71FG437437

2015 Kia Optima LX Sedan 4D
2015 Kia Optima LX Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$8,400

Odometer:
111,304 Miles

VIN:
5XXGM4A73FG380223

2016 Kia Optima LX Sedan 4D
2016 Kia Optima LX Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$8,250

Odometer:
144,026 Miles

VIN:
5XXGT4L31GG025145

2016 Kia Optima LX Sedan 4D
2016 Kia Optima LX Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$8,450

Odometer:
149,556 Miles

VIN:
5XXGT4L31GG076032

2012 Dodge Journey SXT
2012 Dodge Journey SXT
in Birmingham, AL 35215

Used Car Lot Price:
$5,000

Odometer:
241,932 Miles

VIN:
3C4PDCBG1CT204490

Trading in a Car in Birmingham

If you have a car but are looking to purchase a new one, trading in your old vehicle is a great way to save some money on your next car. If your vehicle is paid off or you have equity in your trade-in, you can apply that amount as a down payment.

On the flip side, if there's negative equity in your trade-in, and you can't pay it off right then and there, you may need to wait before trading it in. Not all lenders will allow you to roll the negative equity into the new loan. Even if they do, expect to be paying more. Rolling negative equity into a new loan increases your new loan balance, which leaves you paying more each month and in interest charges over time.

If you live in or near Birmingham, and want to trade in your car, but worry your credit will get in the way, let Drivers Lane take the lead. We can connect you with a dealership that knows how to handle unique credit situations. Fill out our free auto loan request form to start the process today.

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