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No Money Down Cars in Jefferson County

Drivers Lane can help people in Jefferson County with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Jefferson County started by filling out our free and secure car loan request form today.

Used Cars Near the County of Jefferson for 0 Down

2014 Dodge Durango SXT
2014 Dodge Durango SXT
in Birmingham, AL 35216

Used Car Lot Price:
$11,987

Odometer:
136,704 Miles

VIN:
1C4RDHAG1EC560427

2012 Jeep Grand Cherokee Laredo
2012 Jeep Grand Cherokee Laredo
in Gardendale, AL 35071

Used Car Lot Price:
$11,400

Odometer:
113,925 Miles

VIN:
1C4RJEAG1CC281791

2007 Chevrolet Uplander LS
2007 Chevrolet Uplander LS
in Gardendale, AL 35071

Used Car Lot Price:
$10,000

Odometer:
90,644 Miles

VIN:
1GNDV23W97D157373

2012 Chevrolet Impala LT
2012 Chevrolet Impala LT
in Gardendale, AL 35071

Used Car Lot Price:
$10,499

Odometer:
85,230 Miles

VIN:
2G1WB5E31C1119536

2018 Kia Soul +
2018 Kia Soul +
in Birmingham, AL 35203

Used Car Lot Price:
$10,995

Odometer:
94,927 Miles

VIN:
KNDJP3A55J7568801

2009 Jeep Grand Cherokee Laredo Sport Utility 4D
2009 Jeep Grand Cherokee Laredo Sport Utility 4D
in Birmingham, AL 35204

Used Car Lot Price:
$8,250

Odometer:
159,491 Miles

VIN:
1J8GS48KX9C539641

2008 Dodge Charger Sedan 4D
2008 Dodge Charger Sedan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$7,599

Odometer:
162,202 Miles

VIN:
2B3KA43R28H277085

2013 Chrysler Town & Country Touring Minivan 4D
2013 Chrysler Town & Country Touring Minivan 4D
in Birmingham, AL 35204

Used Car Lot Price:
$7,800

Odometer:
121,905 Miles

VIN:
2C4RC1BG4DR659595

2013 Dodge Journey SXT Sport Utility 4D
2013 Dodge Journey SXT Sport Utility 4D
in Birmingham, AL 35204

Used Car Lot Price:
$4,900

Odometer:
208,138 Miles

VIN:
3C4PDDBG3DT646128

2017 Toyota Yaris iA Sedan 4D
2017 Toyota Yaris iA Sedan 4D
in Birmingham, AL 35218

Used Car Lot Price:
$9,499

Odometer:
150,103 Miles

VIN:
3MYDLBYVXHY162032

Trading in a Car in Jefferson County

People of Jefferson County, are you ready to upgrade your car? Trading in your vehicle can be a great way to save money on a down payment if there's equity in it. Don't worry if you're upside down, though, you can still trade in a car as long as you make up the difference between the vehicle's value and what you owe on your loan.

One of the best things about trading in a vehicle is that it can allow you to lower the amount you have to borrow, which saves you money in interest charges down the road. It can also allow you to shorten the time your new vehicle will spend underwater.

If your vehicle has negative equity and you don't have the cash to pay out of pocket, you may have to wait a bit longer to trade in your car. However, in some situations, a lender might let you roll that negative equity into your new loan. This situation isn't available for everybody, and usually is only offered to people with good credit. You need to be careful about rolling over negative equity into a new loan. This will increase the amount of your new loan, leave you upside down for longer, and cost you more in interest charges.

If you know you're in need of a special finance dealer, and you have a trade-in, Drivers Lane wants to help. We know just what dealers in and around Jefferson County have the right lenders to help people who are struggling with credit issues. Let us point you toward a dealer. Just fill out our no-obligation, quick, and easy auto loan request form to get started now!

Find financing with any credit score!

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