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No Money Down Cars in Phoenix

Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Phoenix that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.

Used Cars Near the City of Phoenix for 0 Down

2010 Ford Ranger XLT
2010 Ford Ranger XLT
in Phoenix, AZ 85015

Used Car Lot Price:
$11,995

Odometer:
146,939 Miles

VIN:
1FTKR1ADXAPA13224

2017 Nissan Altima 2.5 SV
2017 Nissan Altima 2.5 SV
in Good Year, AZ 85338

Used Car Lot Price:
$10,487

Odometer:
124,380 Miles

VIN:
1N4AL3AP3HC180826

2005 Lexus RX 330 AWD
2005 Lexus RX 330 AWD
in Phoenix, AZ 85015

Used Car Lot Price:
$10,995

Odometer:
121,526 Miles

VIN:
2T2HA31U65C086961

2018 Ford Fusion SE
2018 Ford Fusion SE
in Avondale, AZ 85323

Used Car Lot Price:
$10,868

Odometer:
139,380 Miles

VIN:
3FA6P0HD0JR200865

2018 Kia Optima LX
2018 Kia Optima LX
in Phoenix, AZ 85006

Used Car Lot Price:
$10,800

Odometer:
119,708 Miles

VIN:
5XXGT4L33JG184210

2017 MAZDA MAZDA6 Sport
2017 MAZDA MAZDA6 Sport
in Phoenix, AZ 85015

Used Car Lot Price:
$11,988

Odometer:
92,276 Miles

VIN:
JM1GL1U53H1142110

2016 MAZDA CX-5 Touring
2016 MAZDA CX-5 Touring
in Avondale, AZ 85323

Used Car Lot Price:
$10,299

Odometer:
128,137 Miles

VIN:
JM3KE2CY5G0675268

2005 Toyota 4Runner Sport
2005 Toyota 4Runner Sport
in Mesa, AZ 85213

Used Car Lot Price:
$11,995

Odometer:
181,597 Miles

VIN:
JTEBU14RX58029019

2005 MINI Cooper Convertible S
2005 MINI Cooper Convertible S
in Phoenix, AZ 85014

Used Car Lot Price:
$11,977

Odometer:
36,616 Miles

VIN:
WMWRH33595TK55824

2013 Ford Escape SE
2013 Ford Escape SE
in Glendale, AZ 85301

Used Car Lot Price:
$11,888

Odometer:
115,141 Miles

VIN:
1FMCU0G98DUB55783

Getting an Auto Loan after Repossession in Phoenix

A repossession will stay on your credit reports for up to seven years. While the initial hit to your credit score can be rough, your credit can still improve over time so you can get the financing you need.

One of the biggest challenges to getting an auto loan after a repossession is finding a lender in Phoenix who can work with you. Generally, lenders want to see at least a year pass since the repossession took place before they'll consider financing you. Most people rely on a car to go about their everyday lives, so being without one for a year can be a challenge. If you need a vehicle immediately, there are some quick options such as visiting a buy here pay here lot or paying cash.

But, if you can prevent a repo from happening in the first place, it's best you do so by contacting your lender and discussing any available options at the first sign of trouble. If this fails and your car was repossessed, Drivers Lane wants to help you get behind the wheel again. Fill out our auto loan request form to get connected to a dealer in or near Phoenix that knows how to work through unique credit situations today.

Find financing with any credit score!

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