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No Money Down Cars in Rochester

When you need a car loan, but bad credit is starring you down, don't panic, people of Rochester. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Rochester. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Rochester for 0 Down

2012 Toyota Prius v Three
2012 Toyota Prius v Three
in Rochester, MN 55901

Used Car Lot Price:
$10,900

Odometer:
172,568 Miles

VIN:
JTDZN3EU8C3039055

2015 GMC Sierra 2500 Base
2015 GMC Sierra 2500 Base
in Rochester, MN 55901

Used Car Lot Price:
$10,995

Odometer:
304,587 Miles

VIN:
1GT22XEG5FZ513332

2013 Lincoln MKS Base
2013 Lincoln MKS Base
in Rochester, MN 55901

Used Car Lot Price:
$8,995

Odometer:
162,164 Miles

VIN:
1LNHL9DK4DG617646

2005 Lexus ES  Base
2005 Lexus ES Base
in Rochester, MN 55901

Used Car Lot Price:
$8,995

Odometer:
124,405 Miles

VIN:
JTHBA30G655139028

2005 Chevrolet Uplander LT
2005 Chevrolet Uplander LT
in Rochester, MN 55901

Used Car Lot Price:
$5,995

Odometer:
125,221 Miles

VIN:
1GNDV33L65D222432

2014 Toyota Camry LE
2014 Toyota Camry LE
in Rochester, MN 55901

Used Car Lot Price:
$10,900

Odometer:
106,719 Miles

VIN:
4T1BF1FK7EU860401

2003 Ford F-350 XLT
2003 Ford F-350 XLT
in Rochester, MN 55901

Used Car Lot Price:
$10,995

Odometer:
240,631 Miles

VIN:
1FTSW31S53EA61988

2014 Ford Explorer LIMI
2014 Ford Explorer LIMI
in Rochester, MN 55901

Used Car Lot Price:
$8,995

Odometer:
201,704 Miles

VIN:
1FM5K8F86EGB96936

2012 Volvo S60 T6
2012 Volvo S60 T6
in Rochester, MN 55901

Used Car Lot Price:
$11,000

Odometer:
100,899 Miles

VIN:
YV1902FH8C2138338

2012 Jeep Liberty Limited Jet Edition
2012 Jeep Liberty Limited Jet Edition
in Rochester, MN 55901

Used Car Lot Price:
$9,998

Odometer:
109,035 Miles

VIN:
1C4PJMFKXCW131272

Getting a Car Loan after Bankruptcy in Rochester

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Rochester, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Rochester.

Find financing with any credit score!

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