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No Money Down Cars in O'Fallon

When you need a car loan, but bad credit is starring you down, don't panic, people of O'Fallon. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near O'Fallon. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of O'Fallon for 0 Down

2014 Ford Escape SE
2014 Ford Escape SE
in Ellisville, MO 63011

Used Car Lot Price:
$11,699

Odometer:
89,717 Miles

VIN:
1FMCU0GXXEUB70978

2011 GMC Yukon SLT
2011 GMC Yukon SLT
in O Fallon, MO 63368

Used Car Lot Price:
$10,995

Odometer:
184,150 Miles

VIN:
1GKS1CE0XBR311938

2009 Hyundai Santa Fe Limited
2009 Hyundai Santa Fe Limited
in Saint Peters, MO 63376

Used Car Lot Price:
$10,104

Odometer:
56,416 Miles

VIN:
5NMSH73E09H320837

2017 Hyundai Elantra Value Edition
2017 Hyundai Elantra Value Edition
in O Fallon, MO 63368

Used Car Lot Price:
$11,295

Odometer:
97,532 Miles

VIN:
5NPD84LF2HH148988

2013 Kia Optima LX
2013 Kia Optima LX
in St Louis, MO 63141

Used Car Lot Price:
$10,687

Odometer:
96,800 Miles

VIN:
5XXGM4A78DG239743

2014 Kia Optima SX
2014 Kia Optima SX
in Chesterfield, MO 63005

Used Car Lot Price:
$11,600

Odometer:
110,763 Miles

VIN:
5XXGR4A66EG347692

2016 Kia Sorento LX
2016 Kia Sorento LX
in O Fallon, MO 63368

Used Car Lot Price:
$11,795

Odometer:
100,968 Miles

VIN:
5XYPGDA33GG013324

2012 Chevrolet Colorado WT
2012 Chevrolet Colorado WT
in Kirkwood, MO 63122

Used Car Lot Price:
$10,900

Odometer:
113,142 Miles

VIN:
1GCJTBF92C8130459

2013 Ford Edge SEL
2013 Ford Edge SEL
in Kirkwood, MO 63122

Used Car Lot Price:
$10,458

Odometer:
87,749 Miles

VIN:
2FMDK3JC9DBB37282

2017 Hyundai Tucson SE
2017 Hyundai Tucson SE
in Saint Peters, MO 63376

Used Car Lot Price:
$11,500

Odometer:
119,192 Miles

VIN:
KM8J3CA40HU409579

Getting a Car Loan after Bankruptcy in O'Fallon

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around O'Fallon and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in O'Fallon. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of O'Fallon. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the O'Fallon area who has the lending resources you need.

Find financing with any credit score!

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