No Money Down Cars
Albany, NY

 
 
Get a car loan with really bad credit and no down payment in Albany, NY. We help individuals with no cosigner who live in or near New York and across the country borrow money and get the personal financing they need. Use the button below to begin the sign and drive application now.
 
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Bad Credit Car Lot Albany NY

 
Finding each individual who asks "Can I buy a car with no money, no problems, and no hassle" the best place to buy a car in Albany, NY with very bad credit and zero due at signing is what we do at a DriverLane.com. If you are desperate to obtain an alternative loan ASAP in Albany, New York with a questionable credit history, little time on the job, or no proof of income, we can guide you to a local car lot that accepts horrible credit.
 
Our dealerships offer used car financing options for everyone in New York with extremely damaged credit and 0, 49, 69, 79, 88, 99, 100, 200, 300, 500, or 1000 cash down available. We not only help in obtaining Albany area used car loans, we also help you find no money, poor credit car lots in Albany with affordable monthly payments that will help you stay within your monthly or weekly payment budget.
 
Our Albany new and used auto dealers are experienced with helping people around Albany New York with ugly credit get an auto loan with as little money down as possible. People in Albany NY who have adverse credit scores under 500 with charge offs, collections, repossession, foreclosure, and no docs are accepted by our local Albany bad credit car dealers, in fact we believe our retail showrooms offer the best second chance no money down car loans in New York.
 
If you live near the City of Albany, or anywhere in New York, and want to drive away in a new or used automobile today, we can help you locate used vehicles in Albany that you can afford. It's time to drive. Let us help you today with our zero down bad credit auto loan services! If you're looking for a car loan company, or broker, that helps pensioners, people on benefits, the disabled, self employed, people with beginning credit, or those just down on their luck that will give you a same day decision you found the right place.
 

Used Cars Near the City of Albany for 0 Down

 
2006 Ford Explorer
2006 Ford Explorer
in , 12414

Used Car Lot Price:
$8,997

Odometer:
93,261 Miles

VIN:
1FMEU73EX6UA09151

2005 Ford Explorer
2005 Ford Explorer
in , 12414

Used Car Lot Price:
$8,497

Odometer:
88,602 Miles

VIN:
1FMZU73E25UA76259

2009 Mazda MAZDA6
2009 Mazda MAZDA6
in , 12414

Used Car Lot Price:
$10,997

Odometer:
89,527 Miles

VIN:
1YVHP82A995M08509

2010 Ford Fusion Hybrid
2010 Ford Fusion Hybrid
in , 12414

Used Car Lot Price:
$11,997

Odometer:
78,485 Miles

VIN:
3FADP0L31AR212304

2006 Lincoln Zephyr
2006 Lincoln Zephyr
in , 12414

Used Car Lot Price:
$10,997

Odometer:
82,159 Miles

VIN:
3LNHM26116R665108

2009 Mercury Milan
2009 Mercury Milan
in , 12414

Used Car Lot Price:
$10,997

Odometer:
90,962 Miles

VIN:
3MEHM07Z59R600889

2008 Mitsubishi Galant
2008 Mitsubishi Galant
in , 12414

Used Car Lot Price:
$6,997

Odometer:
97,500 Miles

VIN:
4A3AB56F28E023637

2004 Mercury Grand Marquis
2004 Mercury Grand Marquis
in TROY, NY 12180

Used Car Lot Price:
$9,495

Odometer:
69,356 Miles

VIN:
2MEFM75W04X634791

2005 Acura TSX
2005 Acura TSX
in TROY, NY 12180

Used Car Lot Price:
$10,995

Odometer:
95,127 Miles

VIN:
JH4CL96815C026276

 
 
Albany, NY New Car Price Quotes
New vehicle dealerships in Albany, New York often play hardball when it comes to giving their lowest price on the lot, and most people find this frustrating. At DriversLane.com we'll search our brand new automobile inventory and you'll get a quick price quote on huge listings of new cars, trucks, minivans, 4WD vehicles, and SUVs for sale.

Simply use our cheap new automobile price quote form, and you will quickly find the best price within 24 hours. You'll get a single response from a location close to the City of Albany that has the lowest cost.

BHPH Lots in Albany
Searching online for good buy here pay here 0 down autos in Albany for sale with not one penny down is time consuming and frustrating. There are many vehicles for sale online at local automobile companies with in house financing, and several other vehicles eligible for sign and drive guaranteed collateral financing for people with good credit.

Many of the pre-owned cars, trucks, suv's and minivans listed above are available for instant auto financing, even with zero cash, a repo, foreclosure, bankruptcy, collections, medical bills, no credit, or people that are upside down. With us, your job is your credit.Vehicles with high miles that cost less than $5,000 may not be eligible for long term financing; High milage used cars typically qualify for one year financing.

 
 
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We have exclusive relationships with leading area new auto, pre-owned, and independent we tote the note buy here pay here lots all across New York and Albany, this enables us to find where the best car deals are quickly. Our service is free to online shoppers all across the USA. Getting the lowest online price from one of our Albany automobile partners does not obligate you to buy a used vehicle. This is a no scam, no cost service that can help you decide if the vehicle of your choice is within your financial means. Our retailers can provide either a low sales price, a small down payment, or a low per month payment quote.
 
Hassle-Free Auto Loan Approval
 
 
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Damaged Credit Vehicle Loans
At DriversLane.com we don't want you to worry about buying a car with bad credit. You may have questions such as: Will you qualify for an auto that you want with funky credit? If so, how much can you borrow? Can you afford to buy from a franchise dealer or will you have to buy or lease from an New York we finance lot?

With our New York lending associates you don't need good credit. We can help you compare financing options for your specific situation. Before your apply, you should know that each time you apply for car credit, there will be an inquiry placed on your TransUnion, Experian, or Equifax bureau report. Too many bureau inquiries may lower your Fico or Beacon score and make getting approved with nothing down more difficult. With the help of our Albany network, you can get pre-approved and know how much you will qualify for before you visit the showroom.
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No Money Down Cars Albany, NY
Financing Requirements
Who Qualifies with Zero Down?
  • People with no credit score and one year on the same job.
  • People with a thin credit history and two years of continuous employment.
  • People with a pre-tax monthly income over $1,560.
  • People that are flexible with the cars they are willing to drive.
  • People with no repossessions in the last year, unless included in a bankruptcy.
  • People willing to drive a few extra miles, to get approved with no down payment.
 
I meet these guidelines,
Skip to the application.
 
New From The Blog
Testimonials
Customer Testimonial
"The special finance manager was extremely busy, but took the time to get me a car loan. It was a pleasure doing
business with my
local Drivers
Lane dealer.

Thanks" Matthew K.
Auto Loan Terms
 
 
 
Simple Interest
 
A flat rate of interest that is not compounded, generally expressed as an annual rate. One day of simple interest is calculated by: loan balance x interest rate = daily amount of interest 365 (days in a year).
 
Oct 25, 2014, 8:54 pm
 
Auto Loan Terminology
 
 
Frequently Asked Questions
 
 
 
I'm currently in a Chapter 13 bankruptcy. Will I still qualify?
 
Yes. However, it will take longer to process your loan. You have to obtain an "Authorization to Incur Debt" from the trustee to qualify for a bankruptcy auto loan. This normally takes two to three weeks. Consult your bankruptcy attorney.
 
Oct 25, 2014, 7:24 pm
 
 
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