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No Money Down Cars in New York County

Drivers Lane can help people in New York County with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near New York County started by filling out our free and secure car loan request form today.

Used Cars Near the County of New York for 0 Down

2014 Nissan Sentra SR
2014 Nissan Sentra SR
in Elmont, NY 11003

Used Car Lot Price:
$10,950

Odometer:
86,150 Miles

VIN:
3N1AB7AP8EL612379

2014 Ford Explorer XLT Sport Utility 4D
2014 Ford Explorer XLT Sport Utility 4D
in Yonkers, NY 10710

Used Car Lot Price:
$10,900

Odometer:
145,950 Miles

VIN:
1FM5K8D86EGB22127

2014 Ford Explorer Limited Sport Utility 4D
2014 Ford Explorer Limited Sport Utility 4D
in Yonkers, NY 10710

Used Car Lot Price:
$10,900

Odometer:
160,980 Miles

VIN:
1FM5K8F82EGA84022

2014 Ford Escape SE Sport Utility 4D
2014 Ford Escape SE Sport Utility 4D
in Elizabeth, NJ 07202

Used Car Lot Price:
$9,990

Odometer:
94,087 Miles

VIN:
1FMCU9GX4EUD83865

2012 Buick Verano Sedan 4D
2012 Buick Verano Sedan 4D
in North Middletown, NJ 07748

Used Car Lot Price:
$9,995

Odometer:
48,393 Miles

VIN:
1G4PP5SK9C4183980

2017 Dodge Grand Caravan Passenger SXT Minivan 4D
2017 Dodge Grand Caravan Passenger SXT Minivan 4D
in Elizabeth, NJ 07202

Used Car Lot Price:
$11,995

Odometer:
109,438 Miles

VIN:
2C4RDGCG3HR749597

2013 Honda Civic LX Sedan 4D
2013 Honda Civic LX Sedan 4D
in Hasbrouck Heights, NJ 07604

Used Car Lot Price:
$10,299

Odometer:
109,879 Miles

VIN:
2HGFB2F51DH564973

2010 Subaru Legacy 2.5i Premium Sedan 4D
2010 Subaru Legacy 2.5i Premium Sedan 4D
in North Middletown, NJ 07748

Used Car Lot Price:
$5,995

Odometer:
176,717 Miles

VIN:
4S3BMBC6XA3214034

2016 Hyundai Sonata SE Sedan 4D
2016 Hyundai Sonata SE Sedan 4D
in Lodi, NJ 07644

Used Car Lot Price:
$9,495

Odometer:
118,441 Miles

VIN:
5NPE24AF4GH386137

2010 Hyundai Elantra GLS Sedan 4D
2010 Hyundai Elantra GLS Sedan 4D
in Yonkers, NY 10705

Used Car Lot Price:
$8,995

Odometer:
59,145 Miles

VIN:
KMHDU4AD5AU168284

Getting a Car Loan after Bankruptcy in New York County

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in New York County, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near New York County.

Find financing with any credit score!

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