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No Money Down Cars in Johnson City

When you need a car loan, but bad credit is starring you down, don't panic, people of Johnson City. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Johnson City. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Johnson City for 0 Down

2014 Jeep Grand Cherokee Overland
2014 Jeep Grand Cherokee Overland
in Bristol, TN 37620

Used Car Lot Price:
$10,900

Odometer:
139,771 Miles

VIN:
1C4RJFCG1EC121223

2017 Nissan Altima 2.5 SV
2017 Nissan Altima 2.5 SV
in Elizabethton, TN 37643

Used Car Lot Price:
$11,879

Odometer:
105,722 Miles

VIN:
1N4AL3AP7HC192610

2014 Ford Flex SEL
2014 Ford Flex SEL
in Jonesboro, TN 37659

Used Car Lot Price:
$10,000

Odometer:
139,300 Miles

VIN:
2FMGK5C88EBD42109

2017 Volkswagen Jetta S
2017 Volkswagen Jetta S
in Johnson City, TN 37601

Used Car Lot Price:
$11,857

Odometer:
102,214 Miles

VIN:
3VW2B7AJ5HM348353

2013 Volkswagen Beetle Turbo
2013 Volkswagen Beetle Turbo
in Johnson City, TN 37601

Used Car Lot Price:
$11,900

Odometer:
72,713 Miles

VIN:
3VW4A7AT1DM654733

2007 Toyota Tacoma 2WD Access Cab
2007 Toyota Tacoma 2WD Access Cab
in Bristol, TN 37620

Used Car Lot Price:
$11,976

Odometer:
150,487 Miles

VIN:
5TETX22NX7Z375109

2015 Chevrolet Traverse LT w/1LT
2015 Chevrolet Traverse LT w/1LT
in Elizabethton, TN 37643

Used Car Lot Price:
$10,400

Odometer:
121,105 Miles

VIN:
1GNKVGKD1FJ345955

2005 Jeep Liberty Sport
2005 Jeep Liberty Sport
in Elizabethton, TN 37643

Used Car Lot Price:
$4,168

Odometer:
187,354 Miles

VIN:
1J4GL48K55W654994

2013 Chevrolet Equinox 2LT
2013 Chevrolet Equinox 2LT
in Johnson City, TN 37601

Used Car Lot Price:
$9,623

Odometer:
145,000 Miles

VIN:
2GNFLNEK1D6364957

2010 Nissan Rogue S Krom Edition
2010 Nissan Rogue S Krom Edition
in Elizabethton, TN 37643

Used Car Lot Price:
$5,236

Odometer:
163,672 Miles

VIN:
JN8AS5MV1AW121477

Getting a Car Loan after Bankruptcy in Johnson City

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Johnson City and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Johnson City. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Johnson City. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Johnson City area who has the lending resources you need.

Find financing with any credit score!

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