Bad Credit

A good credit score can help you save a lot of money over a lifetime. You’ll want to sidestep these financial activities that drop your credit score more than others. Here are five credit score killers that you should avoid.

Most people require reliable transportation for their daily needs, and being without a car just isn’t a viable option. Is there a way to get a vehicle NOW even though your credit is damaged?

According to WalkScore.com, Raleigh is a “car-dependent city” with “minimal transit.” This means that the average Raleighite will need a car in order to conveniently get to work, go to school or to run daily errands.

When most people think of New England, they typically don’t associate this geographically and architecturally beautiful region with bad credit, but a surprising amount of New Englanders actually do have credit issues.

Fair or not, insurance providers evaluate your credit score and use it when determining whether or not to extend coverage and/or to set your premium. If you need an auto loan but have less than perfect credit, don't just assume you will pay more for insurance. There are stills ways for you to save on car insurance.

Thousands of Americans apply for credit cards every day, and before you become one of them, maybe you should stop and ask yourself why you’re applying for a certain card at this particular time. There certainly are good reasons for wanting to be approved for a line of credit. Unfortunately, there are also unhealthy justifications for getting a credit card.

Dealing with a tarnished financial history is rough, and it can be overwhelming. Sadly, for many Americans, this is not an uncommon situation to be in. What can you do to get back on the right track?

Searching for a car dealership on your own can be a challenging and stressful task when you have imperfect credit. Car dealerships are often selective on who they will sell cars to, meaning that not every dealership may be willing to work with you.

Getting the best interest rates and deals on an auto loan all comes down to your credit rating. When your credit is awesome, you can easily qualify for great offers like 0% financing, no money down offers, and great lease deals. But when your credit is damaged, these options are out of reach.

Most people understand that having bad credit can negatively impact your life. However, fewer consumers realize just how large of a drain it can be on their finances.