It is much easier than you think to get approved for no money down auto loans in any area in the US. There are numerous used car dealerships near you that are willing to approve you, but you have to first locate the right dealer.

This is where used car financing websites can help you, as they are able to simplify the entire process and get you on your way. Most used auto websites are littered with hundreds of used cars that are for sale right in your area. So, you can use them to get an idea of the current market value of the cars that you may be interested in buying.

How to Get Auto Loans down Payment Free

Believe it or not, getting no money down car financing is very simple when you work online. You don't even need to have perfect credit to pull this off, even though it will always be a huge bonus. By simply taking the time to complete an easy online application, you will find yourself close to being financed.

Once your car loan application has been received by dealers in your area, you may have a few options that you can exercise to keep from putting any money down such as:

  • Offering a Trade-In Vehicle
  • Using a Cosigner with Good Credit
  • Using a Buy Here Pay Here Dealership


One of the best ways to make sure you can receive a car loan without making a down payment is just to make sure your credit and personal information is order. In most cases, if you're able to present an ordered application, and appear fully capable of making each payment, you should be able to get financed. You will also want to utilize this website, as we're very good at placing car buyers in your area with car dealerships that offer great auto financing programs for just about anyone.

By simply doing these things, you can greatly improve your chances of being approved for auto loans in your area without making a heavy down payment. You can also try shopping for cheaper vehicles that don't require money down, like some of our used cars under $5000, which are excellent choices if you are on a tight budget.