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No Money Down Cars in Birmingham

When you need a car loan, but bad credit is starring you down, don't panic, people of Birmingham. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Birmingham. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Birmingham for 0 Down

2013 Ford Explorer Base
2013 Ford Explorer Base
in Birmingham, AL 35215

Used Car Lot Price:
$11,000

Odometer:
126,779 Miles

VIN:
1FM5K7B87DGA82734

2014 Ford Escape S
2014 Ford Escape S
in Birmingham, AL 35215

Used Car Lot Price:
$11,500

Odometer:
100,119 Miles

VIN:
1FMCU0F76EUA28323

2016 Ford Escape SE
2016 Ford Escape SE
in Birmingham, AL 35215

Used Car Lot Price:
$11,900

Odometer:
127,728 Miles

VIN:
1FMCU0G98GUB53374

2012 Lincoln MKX Base
2012 Lincoln MKX Base
in Birmingham, AL 35233

Used Car Lot Price:
$5,950

Odometer:
224,225 Miles

VIN:
2LMDJ6JK8CBL09851

2016 Ford Fiesta SE
2016 Ford Fiesta SE
in Birmingham, AL 35215

Used Car Lot Price:
$7,900

Odometer:
131,656 Miles

VIN:
3FADP4BJ3GM122522

2018 Ford Fiesta SE
2018 Ford Fiesta SE
in Birmingham, AL 35215

Used Car Lot Price:
$10,000

Odometer:
103,246 Miles

VIN:
3FADP4EJ8JM124155

2015 Chevrolet Spark LS
2015 Chevrolet Spark LS
in Birmingham, AL 35215

Used Car Lot Price:
$7,900

Odometer:
136,181 Miles

VIN:
KL8CB6S96FC790734

2006 Hyundai Santa Fe
2006 Hyundai Santa Fe
in Birmingham, AL 35215

Used Car Lot Price:
$3,000

Odometer:
176,866 Miles

VIN:
KM8SC13E96U065584

Trading in a Car in Birmingham

If you have a car but are looking to purchase a new one, trading in your old vehicle is a great way to save some money on your next car. If your vehicle is paid off or you have equity in your trade-in, you can apply that amount as a down payment.

On the flip side, if there's negative equity in your trade-in, and you can't pay it off right then and there, you may need to wait before trading it in. Not all lenders will allow you to roll the negative equity into the new loan. Even if they do, expect to be paying more. Rolling negative equity into a new loan increases your new loan balance, which leaves you paying more each month and in interest charges over time.

If you live in or near Birmingham, and want to trade in your car, but worry your credit will get in the way, let Drivers Lane take the lead. We can connect you with a dealership that knows how to handle unique credit situations. Fill out our free auto loan request form to start the process today.

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