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No Money Down Cars in Birmingham

When you need a car loan, but bad credit is starring you down, don't panic, people of Birmingham. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Birmingham. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Birmingham for 0 Down

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Trading in a Car in Birmingham

If you have a car but are looking to purchase a new one, trading in your old vehicle is a great way to save some money on your next car. If your vehicle is paid off or you have equity in your trade-in, you can apply that amount as a down payment.

On the flip side, if there's negative equity in your trade-in, and you can't pay it off right then and there, you may need to wait before trading it in. Not all lenders will allow you to roll the negative equity into the new loan. Even if they do, expect to be paying more. Rolling negative equity into a new loan increases your new loan balance, which leaves you paying more each month and in interest charges over time.

If you live in or near Birmingham, and want to trade in your car, but worry your credit will get in the way, let Drivers Lane take the lead. We can connect you with a dealership that knows how to handle unique credit situations. Fill out our free auto loan request form to start the process today.

Find financing with any credit score!