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No Money Down Cars in Phoenix

Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Phoenix that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.

Used Cars Near the City of Phoenix for 0 Down

2016 Jeep Compass Sport
2016 Jeep Compass Sport
in Mesa, AZ 85206

Used Car Lot Price:
$12,000

Odometer:
55,573 Miles

VIN:
1C4NJCBBXGD561733

2015 Chevrolet Cruze LTZ
2015 Chevrolet Cruze LTZ
in Mesa, AZ 85206

Used Car Lot Price:
$9,500

Odometer:
68,683 Miles

VIN:
1G1PG5SB7F7267747

2013 Nissan Altima
2013 Nissan Altima
in Tempe, AZ 85284

Used Car Lot Price:
$9,200

Odometer:
94,206 Miles

VIN:
1N4AL3AP2DN481845

2013 Chrysler 300
2013 Chrysler 300
in Avondale, AZ 85323

Used Car Lot Price:
$10,393

Odometer:
107,583 Miles

VIN:
2C3CCAAG7DH569178

2016 Nissan Sentra SV
2016 Nissan Sentra SV
in Mesa, AZ 85206

Used Car Lot Price:
$11,500

Odometer:
48,937 Miles

VIN:
3N1AB7AP1GY260543

2012 Scion xB
2012 Scion xB
in Avondale, AZ 85323

Used Car Lot Price:
$9,291

Odometer:
87,041 Miles

VIN:
JTLZE4FE7CJ015195

2012 Jeep Patriot Sport
2012 Jeep Patriot Sport
in Phoenix, AZ 85023

Used Car Lot Price:
$7,991

Odometer:
107,027 Miles

VIN:
1C4NJPBA5CD619160

2017 Ford Focus S
2017 Ford Focus S
in Glendale, AZ 85301

Used Car Lot Price:
$11,888

Odometer:
33,717 Miles

VIN:
1FADP3E27HL211334

2008 Ford Edge Limited
2008 Ford Edge Limited
in Gilbert, AZ 85297

Used Car Lot Price:
$8,991

Odometer:
107,710 Miles

VIN:
2FMDK39C68BB40120

2012 Ford Fiesta SE
2012 Ford Fiesta SE
in Phoenix, AZ 85023

Used Car Lot Price:
$4,994

Odometer:
56,976 Miles

VIN:
3FADP4BJXCM118557

Getting an Auto Loan after Repossession in Phoenix

A repossession will stay on your credit reports for up to seven years. While the initial hit to your credit score can be rough, your credit can still improve over time so you can get the financing you need.

One of the biggest challenges to getting an auto loan after a repossession is finding a lender in Phoenix who can work with you. Generally, lenders want to see at least a year pass since the repossession took place before they'll consider financing you. Most people rely on a car to go about their everyday lives, so being without one for a year can be a challenge. If you need a vehicle immediately, there are some quick options such as visiting a buy here pay here lot or paying cash.

But, if you can prevent a repo from happening in the first place, it's best you do so by contacting your lender and discussing any available options at the first sign of trouble. If this fails and your car was repossessed, Drivers Lane wants to help you get behind the wheel again. Fill out our auto loan request form to get connected to a dealer in or near Phoenix that knows how to work through unique credit situations today.

Find financing with any credit score!

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