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No Money Down Cars in San Jose

Drivers Lane can help people in San Jose with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near San Jose started by filling out our free and secure car loan request form today.

Used Cars Near the City of San Jose for 0 Down

2016 Dodge Dart
2016 Dodge Dart
in San Jose, CA 95136

Used Car Lot Price:
$11,599

Odometer:
22,005 Miles

VIN:
1C3CDFAA7GD703811

2013 Dodge Dart
2013 Dodge Dart
in Sunnyvale, CA 94087

Used Car Lot Price:
$9,998

Odometer:
66,616 Miles

VIN:
1C3CDFBAXDD300500

2014 Ford Focus
2014 Ford Focus
in Sunnyvale, CA 94087

Used Car Lot Price:
$11,995

Odometer:
52,520 Miles

VIN:
1FADP3F27EL237877

2015 Ford Escape
2015 Ford Escape
in Livermore, CA 94551

Used Car Lot Price:
$12,000

Odometer:
91,436 Miles

VIN:
1FMCU0G97FUC37068

2013 Volkswagen Passat
2013 Volkswagen Passat
in San Jose, CA 95136

Used Car Lot Price:
$11,998

Odometer:
22,375 Miles

VIN:
1VWAP7A31DC102149

2008 Ford Mustang
2008 Ford Mustang
in Sunnyvale, CA 94087

Used Car Lot Price:
$6,998

Odometer:
158,030 Miles

VIN:
1ZVHT82H585111716

2007 Lexus RX 350
2007 Lexus RX 350
in Livermore, CA 94551

Used Car Lot Price:
$10,399

Odometer:
137,075 Miles

VIN:
2T2HK31U27C020990

2013 Ford Fusion
2013 Ford Fusion
in Newark, CA 94560

Used Car Lot Price:
$9,998

Odometer:
97,259 Miles

VIN:
3FA6P0H92DR346149

2012 Toyota Corolla
2012 Toyota Corolla
in San Jose, CA 95136

Used Car Lot Price:
$11,599

Odometer:
85,143 Miles

VIN:
5YFBU4EE7CP061705

2015 Chevrolet Spark
2015 Chevrolet Spark
in NEWARK, CA 94560

Used Car Lot Price:
$7,900

Odometer:
56,873 Miles

VIN:
KL8CD6S95FC792162

Refinancing a Car Loan in San Jose

Looking to refinance a car in San Jose? Typically, you'll have to wait at least a year or two to qualify for refinancing. This is because refinancing is usually only available for people with good credit, and when you've had to take out a bad credit car loan, it'll take time for you to build up your credit. When you're ready to refinance in San Jose, there are a few things to make sure of before you get started.

First things first, people of San Jose, your credit has to have improved since you originally financed in order to qualify for a better interest rate. Besides that, you'll also have to be current on your loan payments, have equity in your vehicle, and make sure that your car meets the lender's age and mileage restrictions. Your loan amount must also fall into the new lender's acceptable range.

Sometimes, it's best to try and refinance with your current lender, but if that's not an option, there are usually lenders in and around San Jose or online that can help. Here at Drivers Lane, we don't deal directly with refinancing, but we can point you toward dealers that may have even better options when you chose to trade in your vehicle rather than refinance. To get connected to a local dealer who has the lending resources you need, just click here to fill out our easy auto loan request form.

Find financing with any credit score!

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