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No Money Down Cars in Panama City

When you need a car loan, but bad credit is starring you down, don't panic, people of Panama City. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Panama City. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Panama City for 0 Down

2012 Honda Civic LX
2012 Honda Civic LX
in Panama City, FL 32405

Used Car Lot Price:
$11,500

Odometer:
105,236 Miles

VIN:
19XFB2F53CE091408

2016 Ford Fusion S
2016 Ford Fusion S
in Panama City, FL 32405

Used Car Lot Price:
$10,900

Odometer:
113,414 Miles

VIN:
1FA6P0G79G5121802

2012 Nissan Altima 2.5 S
2012 Nissan Altima 2.5 S
in Panama City, FL 32405

Used Car Lot Price:
$11,900

Odometer:
71,935 Miles

VIN:
1N4AL2AP7CN508952

2015 Ford Flex Limited
2015 Ford Flex Limited
in Panama City, FL 32405

Used Car Lot Price:
$11,098

Odometer:
132,462 Miles

VIN:
2FMHK6D88FBA07393

2015 Chevrolet Equinox LT
2015 Chevrolet Equinox LT
in Panama City, FL 32401

Used Car Lot Price:
$11,644

Odometer:
111,053 Miles

VIN:
2GNALBEK6F1164648

2017 Hyundai Sonata Sport 2.0T
2017 Hyundai Sonata Sport 2.0T
in Panama City, FL 32401

Used Car Lot Price:
$11,250

Odometer:
134,678 Miles

VIN:
5NPE34AB3HH574398

Getting a Car Loan after Bankruptcy in Panama City

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Panama City, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Panama City.

Find financing with any credit score!

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