When you need a car loan, but bad credit is starring you down, don't panic, people of Nampa. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Nampa. Just fill out our free auto loan request form online to get started now!
Looking for a low down payment car in Nampa? Though it can seem like a hassle to save for a down payment, this is actually one of the best things you can do for yourself when it comes to financing an auto loan with bad credit. Here's why: the more money you put down, the less money you have to get financed. Less money borrowed means less interest charges over the term of your loan. You can actually save yourself a lot of money by having a significant down payment when you get a car loan in Nampa.
When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender. Another benefit to having a down payment is that lenders see it as a sign you're invested in the success of your auto loan. So, what are you waiting for? Let us help point you toward a dealer in or near Nampa where you can find the right lender for your credit and down payment situation.