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No Money Down Cars in Chicago

Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Chicago that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.

Used Cars Near the City of Chicago for 0 Down

2009 Toyota Corolla
2009 Toyota Corolla
in Schaumburg, IL 60173

Used Car Lot Price:
$8,995

Odometer:
97,021 Miles

VIN:
1NXBU40E29Z118780

2007 Dodge Ram 1500
2007 Dodge Ram 1500
in Schaumburg, IL 60173

Used Car Lot Price:
$8,999

Odometer:
116,930 Miles

VIN:
1D7HA16P57J531716

2016 Ford Focus
2016 Ford Focus
in Chicago, IL 60636

Used Car Lot Price:
$9,998

Odometer:
49,573 Miles

VIN:
1FADP3F24GL291172

2016 Ford Focus
2016 Ford Focus
in Midlothian, IL 60445

Used Car Lot Price:
$11,777

Odometer:
39,834 Miles

VIN:
1FADP3F24GL348132

2012 Ford Focus
2012 Ford Focus
in Midlothian, IL 60445

Used Car Lot Price:
$6,777

Odometer:
103,387 Miles

VIN:
1FAHP3F26CL445621

2006 Ford Escape
2006 Ford Escape
in Highland, IN 46322

Used Car Lot Price:
$4,200

Odometer:
123,517 Miles

VIN:
1FMYU03156KC04247

2001 Ford Ranger
2001 Ford Ranger
in Highland, IN 46322

Used Car Lot Price:
$6,500

Odometer:
79,574 Miles

VIN:
1FTYR14U21PA79367

2016 Dodge Grand Caravan
2016 Dodge Grand Caravan
in Blue Island, IL 60406

Used Car Lot Price:
$11,695

Odometer:
95,959 Miles

VIN:
2C4RDGCG2GR168817

2006 Chrysler PT Cruiser
2006 Chrysler PT Cruiser
in Midlothian, IL 60445

Used Car Lot Price:
$3,599

Odometer:
117,653 Miles

VIN:
3A4FY48B06T319646

2004 Lincoln Navigator
2004 Lincoln Navigator
in Midlothian, IL 60445

Used Car Lot Price:
$4,381

Odometer:
212,896 Miles

VIN:
5LMFU28RX4LJ00374

Refinancing a Car Loan in Chicago

Looking to refinance a car in Chicago? Typically, you'll have to wait at least a year or two to qualify for refinancing. This is because refinancing is usually only available for people with good credit, and when you've had to take out a bad credit car loan, it'll take time for you to build up your credit. When you're ready to refinance in Chicago, there are a few things to make sure of before you get started.

First things first, people of Chicago, your credit has to have improved since you originally financed in order to qualify for a better interest rate. Besides that, you'll also have to be current on your loan payments, have equity in your vehicle, and make sure that your car meets the lender's age and mileage restrictions. Your loan amount must also fall into the new lender's acceptable range.

Sometimes, it's best to try and refinance with your current lender, but if that's not an option, there are usually lenders in and around Chicago or online that can help. Here at Drivers Lane, we don't deal directly with refinancing, but we can point you toward dealers that may have even better options when you chose to trade in your vehicle rather than refinance. To get connected to a local dealer who has the lending resources you need, just click here to fill out our easy auto loan request form.

Find financing with any credit score!

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