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No Money Down Cars in Normal

Drivers Lane can help people in Normal with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Normal started by filling out our free and secure car loan request form today.

Used Cars Near the Town of Normal for 0 Down

2015 Chevrolet Cruze LT
2015 Chevrolet Cruze LT
in EL PASO, IL 61738

Used Car Lot Price:
$11,660

Odometer:
37,009 Miles

VIN:
1G1PC5SB2F7209637

2015 Chevrolet Cruze LT
2015 Chevrolet Cruze LT
in Lexington, IL 61753

Used Car Lot Price:
$10,990

Odometer:
52,032 Miles

VIN:
1G1PC5SB7F7149225

2013 Chevrolet Captiva Sport FWD LTZ
2013 Chevrolet Captiva Sport FWD LTZ
in Clinton, IL 61727

Used Car Lot Price:
$10,950

Odometer:
88,697 Miles

VIN:
3GNFL4EK6DS530093

2014 Kia Soul +
2014 Kia Soul +
in EL PASO, IL 61738

Used Car Lot Price:
$10,490

Odometer:
79,541 Miles

VIN:
KNDJP3A57E7076731

2012 Volkswagen GTI Autobahn
2012 Volkswagen GTI Autobahn
in NORMAL, IL 61761

Used Car Lot Price:
$10,995

Odometer:
53,708 Miles

VIN:
WVWHV7AJ6CW276494

2007 Ford Focus S
2007 Ford Focus S
in Bloomington, IL 61701

Used Car Lot Price:
$4,488

Odometer:
88,718 Miles

VIN:
1FAFP31N77W186022

2009 Ford Explorer Sport Trac Limited
2009 Ford Explorer Sport Trac Limited
in Roanoke, IL 61561

Used Car Lot Price:
$11,900

Odometer:
137,801 Miles

VIN:
1FMEU53809UA04821

2008 Ford F-150 STX
2008 Ford F-150 STX
in El Paso, IL 61738

Used Car Lot Price:
$9,962

Odometer:
115,147 Miles

VIN:
1FTRX14W68FA08801

2013 Kia Sorento LX
2013 Kia Sorento LX
in El Paso, IL 61738

Used Car Lot Price:
$9,462

Odometer:
104,564 Miles

VIN:
5XYKT3A61DG348474

2016 Chevrolet Spark LS
2016 Chevrolet Spark LS
in El Paso, IL 61738

Used Car Lot Price:
$8,962

Odometer:
32,288 Miles

VIN:
KL8CB6SA8GC629331

Getting a Car Loan after Bankruptcy in Normal

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Normal, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Normal.

Find financing with any credit score!

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