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No Money Down Cars in Springfield

Drivers Lane can help people in Springfield with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Springfield started by filling out our free and secure car loan request form today.

Used Cars Near the City of Springfield for 0 Down

2012 Ford Fusion
2012 Ford Fusion
in Springfield, IL 62711

Used Car Lot Price:
$8,477

Odometer:
107,273 Miles

VIN:
3FAHP0CG8CR255304

2010 Ford Expedition Eddie Bauer
2010 Ford Expedition Eddie Bauer
in Springfield, IL 62703

Used Car Lot Price:
$11,880

Odometer:
154,732 Miles

VIN:
1FMJU1J59AEB03524

2013 Chevrolet Malibu LS
2013 Chevrolet Malibu LS
in Springfield, IL 62707

Used Car Lot Price:
$10,968

Odometer:
76,686 Miles

VIN:
1G11B5SA6DF246483

2013 BMW X3 Series xDrive28i
2013 BMW X3 Series xDrive28i
in CHATHAM, IL 62629

Used Car Lot Price:
$11,975

Odometer:
92,835 Miles

VIN:
5UXWX9C59D0D02458

2007 Mercedes-Benz S 550
2007 Mercedes-Benz S 550
in CHATHAM, IL 62629

Used Car Lot Price:
$11,975

Odometer:
86,972 Miles

VIN:
WDDNG71X17A048333

2003 Ford F-150
2003 Ford F-150
in Springfield, IL 62711

Used Car Lot Price:
$3,999

Odometer:
125,666 Miles

VIN:
1FTRF18203NA21827

2008 Ford Ranger
2008 Ford Ranger
in Springfield, IL 62711

Used Car Lot Price:
$6,990

Odometer:
160,662 Miles

VIN:
1FTYR44EX8PB17190

2012 Nissan Altima 2.5 S
2012 Nissan Altima 2.5 S
in Springfield, IL 62711

Used Car Lot Price:
$8,999

Odometer:
96,880 Miles

VIN:
1N4AL2AP4CN419002

2013 Ford Fusion SE
2013 Ford Fusion SE
in Springfield, IL 62711

Used Car Lot Price:
$11,997

Odometer:
66,678 Miles

VIN:
3FA6P0HR7DR123461

2010 Buick Enclave 1XL
2010 Buick Enclave 1XL
in Springfield, IL 62711

Used Car Lot Price:
$9,998

Odometer:
108,164 Miles

VIN:
5GALRBED1AJ198241

Getting a Car Loan after Bankruptcy in Springfield

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Springfield, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Springfield.

Find financing with any credit score!

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