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No Money Down Cars in Springfield

Drivers Lane can help people in Springfield with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Springfield started by filling out our free and secure car loan request form today.

Used Cars Near the City of Springfield for 0 Down

2013 Hyundai Sonata GLS
2013 Hyundai Sonata GLS
in Springfield, IL 62711

Used Car Lot Price:
$6,990

Odometer:
140,083 Miles

VIN:
5NPEB4AC3DH599002

2013 Honda CR-V AWD EX
2013 Honda CR-V AWD EX
in Springfield, IL 62707

Used Car Lot Price:
$11,777

Odometer:
136,978 Miles

VIN:
2HKRM4H58DH641585

2012 BMW 5 Series 535i xDrive Sedan
2012 BMW 5 Series 535i xDrive Sedan
in CHATHAM, IL 62629

Used Car Lot Price:
$11,975

Odometer:
111,901 Miles

VIN:
WBAFU7C54CDU59413

2012 Volvo C30
2012 Volvo C30
in CHATHAM, IL 62629

Used Car Lot Price:
$11,975

Odometer:
84,057 Miles

VIN:
YV1672MK6C2271791

2012 Buick Verano Leather Group
2012 Buick Verano Leather Group
in Springfield, IL 62711

Used Car Lot Price:
$9,881

Odometer:
98,126 Miles

VIN:
1G4PS5SK5C4202958

2005 Cadillac CTS Base
2005 Cadillac CTS Base
in Springfield, IL 62711

Used Car Lot Price:
$3,943

Odometer:
231,113 Miles

VIN:
1G6DP567750135209

2011 Jeep Grand Cherokee Laredo
2011 Jeep Grand Cherokee Laredo
in Springfield, IL 62711

Used Car Lot Price:
$10,995

Odometer:
130,131 Miles

VIN:
1J4RR4GG9BC520166

2008 Chrysler Pacifica Touring
2008 Chrysler Pacifica Touring
in Springfield, IL 62711

Used Car Lot Price:
$6,881

Odometer:
84,940 Miles

VIN:
2A8GF68X68R144079

2012 Ford Fusion SEL
2012 Ford Fusion SEL
in Springfield, IL 62711

Used Car Lot Price:
$10,994

Odometer:
85,513 Miles

VIN:
3FAHP0JG5CR373622

2009 INFINITI QX56 Base
2009 INFINITI QX56 Base
in Springfield, IL 62711

Used Car Lot Price:
$11,958

Odometer:
160,711 Miles

VIN:
5N3AA08C29N901924

Getting a Car Loan after Bankruptcy in Springfield

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Springfield, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Springfield.

Find financing with any credit score!

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