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No Money Down Cars in Springfield

Drivers Lane can help people in Springfield with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Springfield started by filling out our free and secure car loan request form today.

Used Cars Near the City of Springfield for 0 Down

2012 Dodge Journey
2012 Dodge Journey
in Springfield, IL 62711

Used Car Lot Price:
$8,777

Odometer:
105,010 Miles

VIN:
3C4PDCBG9CT315126

2012 BMW 5 Series 535i xDrive Sedan
2012 BMW 5 Series 535i xDrive Sedan
in CHATHAM, IL 62629

Used Car Lot Price:
$11,975

Odometer:
111,901 Miles

VIN:
WBAFU7C54CDU59413

2012 Volvo C30
2012 Volvo C30
in CHATHAM, IL 62629

Used Car Lot Price:
$10,975

Odometer:
84,057 Miles

VIN:
YV1672MK6C2271791

2010 Ford Expedition EL Eddie Bauer
2010 Ford Expedition EL Eddie Bauer
in Springfield, IL 62703

Used Car Lot Price:
$9,669

Odometer:
123,685 Miles

VIN:
1FMJK1J59AEB19440

2004 GMC Sierra 1500 SLE
2004 GMC Sierra 1500 SLE
in Springfield, IL 62703

Used Car Lot Price:
$3,999

Odometer:
195,066 Miles

VIN:
2GTEK19T941331690

2006 Ford Fusion SEL
2006 Ford Fusion SEL
in Springfield, IL 62703

Used Car Lot Price:
$2,299

Odometer:
147,157 Miles

VIN:
3FAFP08Z66R228057

2007 Mitsubishi Endeavor LS
2007 Mitsubishi Endeavor LS
in Springfield, IL 62703

Used Car Lot Price:
$3,199

Odometer:
136,113 Miles

VIN:
4A4MN21S07E043077

2008 Nissan Quest 3.5 SL
2008 Nissan Quest 3.5 SL
in Springfield, IL 62703

Used Car Lot Price:
$2,599

Odometer:
122,977 Miles

VIN:
5N1BV28U28N121930

1999 Mazda MX-5 Miata Leather
1999 Mazda MX-5 Miata Leather
in Springfield, IL 62703

Used Car Lot Price:
$5,694

Odometer:
81,923 Miles

VIN:
JM1NB3534X0105199

2010 Mazda CX-7 s Grand Touring
2010 Mazda CX-7 s Grand Touring
in Springfield, IL 62703

Used Car Lot Price:
$8,994

Odometer:
85,741 Miles

VIN:
JM3ER4W35A0323666

Getting a Car Loan after Bankruptcy in Springfield

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Springfield, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Springfield.

Find financing with any credit score!

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