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No Money Down Cars in Springfield

Drivers Lane can help people in Springfield with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Springfield started by filling out our free and secure car loan request form today.

Used Cars Near the City of Springfield for 0 Down

2013 Dodge Dart
2013 Dodge Dart
in Springfield, IL 62703

Used Car Lot Price:
$8,986

Odometer:
72,155 Miles

VIN:
1C3CDFAH0DD306207

2012 JEEP Compass 4x4 Latitude 4dr SUV
2012 JEEP Compass 4x4 Latitude 4dr SUV
in , 62690

Used Car Lot Price:
$9,998

Odometer:
108,168 Miles

VIN:
1C4NJDEB8CD563346

2006 DODGE Caravan SXT 4dr Mini-Van
2006 DODGE Caravan SXT 4dr Mini-Van
in , 62690

Used Car Lot Price:
$3,998

Odometer:
199,141 Miles

VIN:
1D4GP45R36B634346

2006 FORD F-150 FX4 4dr SuperCrew 4WD Styleside 6.5 ft. LB
2006 FORD F-150 FX4 4dr SuperCrew 4WD Styleside 6.5 ft. LB
in , 62690

Used Car Lot Price:
$9,998

Odometer:
122,204 Miles

VIN:
1FTPW14V46KD95631

2011 CHEVROLET Traverse LS 4dr SUV
2011 CHEVROLET Traverse LS 4dr SUV
in , 62690

Used Car Lot Price:
$9,998

Odometer:
136,387 Miles

VIN:
1GNKRFED2BJ131934

2016 Nissan Versa
2016 Nissan Versa
in Springfield, IL 62703

Used Car Lot Price:
$10,977

Odometer:
49,472 Miles

VIN:
3N1CN7AP9GL866346

2016 HYUNDAI Elantra SE 4dr Sedan 6M (US)
2016 HYUNDAI Elantra SE 4dr Sedan 6M (US)
in , 62690

Used Car Lot Price:
$11,998

Odometer:
71,718 Miles

VIN:
5NPDH4AE8GH740775

2011 Hyundai Sonata
2011 Hyundai Sonata
in Springfield, IL 62703

Used Car Lot Price:
$9,950

Odometer:
102,134 Miles

VIN:
5NPEC4AC3BH020181

2013 Chrysler 200 Limited
2013 Chrysler 200 Limited
in SPRINGFIELD, IL 62711

Used Car Lot Price:
$9,695

Odometer:
87,578 Miles

VIN:
1C3CCBCG7DN605610

2008 Dodge Durango Limited
2008 Dodge Durango Limited
in SPRINGFIELD, IL 62711

Used Car Lot Price:
$8,490

Odometer:
96,804 Miles

VIN:
1D8HB58N08F113144

Getting a Car Loan after Bankruptcy in Springfield

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Springfield, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Springfield.

Find financing with any credit score!

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