Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Lafayette that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.
Repossession isn't something we like to talk about, but the scenario is all too real if you can't keep up with your car payments. If this has happened to you, do you know where to go in Lafayette to get financed again? Not all dealerships work with the kind of lenders that can help people who have a repossession on their credit. Here at Drivers Lane, we know which dealers can help in and around Lafayette.
Repossessions stay on your credit reports for up to seven years, but the impact of it lessens over time. Most lenders want you to wait a year before you can get an auto loan. This can be a long time to go without a car, especially if you need a vehicle to commute to and from work or other activities around Lafayette. The best way to avoid this wait time is to stop the repo before it starts. Talk to your lender at the first sign you'll have trouble meeting your payment obligations. In some cases there are options your lender can take to make sure the repossession process doesn't have to move forward.
So, if you've had a repo in Lafayette and can't wait any longer to look for another vehicle, let Drivers Lane guide you toward a dealer that can work through bad credit situations. The process is free, and there's no obligation. Just click here to get started.