Drivers Lane can help people in Richmond with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Richmond started by filling out our free and secure car loan request form today.
If finding a bad credit car loan in Richmond has been wearing you down, it might be time to change your tactics. We can help you look for a buy here pay here (BHPH) car lot in Richmond that doesn't need you to jump through all the hoops of regular financing. At these dealers, all you need to get qualified for a car loan is a steady income.
The dealers are the lenders at buy and pay here lots, which is why it's also known as in-house financing. Because they don't need outside sources to get you financed, these dealers often don't check your credit. This can be a blessing if your credit is at the bottom of the barrel, but it can be a curse as well, because dealers that don't check credit aren't as likely to report to the credit bureaus. Without your payments being reported to the national credit bureaus, your car loan won't help you improve your credit score.
Don't give up hope on finding a dealer that can finance you. Let Drivers Lane help get you on the right track. We can help you find a local dealer in Richmond that works with the right kind of lenders to get you the financing you need.