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No Money Down Cars in Hutchinson

Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Hutchinson that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.

Used Cars Near the City of Hutchinson for 0 Down

2013 Chevrolet Cruze 1LT
2013 Chevrolet Cruze 1LT
in Hutchinson, KS 67502

Used Car Lot Price:
$8,995

Odometer:
122,506 Miles

VIN:
1G1PC5SBXD7109234

2014 Toyota Prius Three
2014 Toyota Prius Three
in Hutchinson, KS 67502

Used Car Lot Price:
$11,292

Odometer:
133,068 Miles

VIN:
JTDKN3DU0E1757247

Getting a Car Loan after Bankruptcy in Hutchinson

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Hutchinson and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Hutchinson. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Hutchinson. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Hutchinson area who has the lending resources you need.

Find financing with any credit score!

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