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No Money Down Car Dealers in Kentucky

We help people in Kentucky find auto financing through our nationwide network of bad credit car dealers. We work with dealerships in Kentucky and across the country that can help car buyers with bad credit, no credit, credit issues like bankruptcy and repossession, and little or no money down.

We help Kentucky car buyers find local special finance dealers that have the lending resources to help. Not every dealership has lenders who can work with challenging credit situations, so finding the right dealer is an important first step toward getting financed.

Start the process of finding a bad credit car dealer in Kentucky by filling out our auto loan request form or selecting a city near you from our list below:

23 qualified dealers in Kentucky

Buy Here Pay Here Dealers in Kentucky

If you've hit a wall trying to find auto financing in Kentucky, a local buy here pay here (BHPH) lot may be just the ticket. Here at Drivers Lane, we specialize in helping people with bruised credit find the right solutions to get back on the road, and we want to help you find a BHPH dealer near you.

One of the best things about buy and pay here dealers is that they're the financers, so there's no outside lenders to deal with. Because of this, a BHPH dealer often doesn't pull your credit - the only thing you need to qualify for a car is proof of income. You'll also typically make your payments directly to the dealer, on a weekly or bi-weekly schedule. Keep in mind you won't find any brand new models here, and the cars will usually be a bit older with higher mileage. But if you've got the money for a down payment and need to finance a car today, these dealers can be your best option around.

Want help finding a BHPH dealer in Kentucky? Just click on a city near you from our list above, or fill out our online auto loan request form to get started now.

Getting an Auto Loan after Bankruptcy in Kentucky

When you file for bankruptcy, you'll either file for a Chapter 7 or Chapter 13. It's important to know their differences, and which bankruptcy is right for you. Deciding which bankruptcy to file is an important decision based on your income, assets, debts, and future financial goals.

A Chapter 7 bankruptcy is a liquidation bankruptcy, meaning it removes unsecured debts from things like bills. In order to file a Chapter 7, you must have little to no income available. Once you file, your nonexempt property will be sold to cover the debt. It'll typically take three to five months to complete this bankruptcy and receive a discharge.

A Chapter 13 bankruptcy is a reorganization bankruptcy. This type of bankruptcy is meant for debtors with regular income who are able to pay back some of their debts. You'll work with the court to come up with a repayment plan, and you'll keep your assets. A Chapter 13 bankruptcy takes longer to complete, and usually will be completed within three to five years.

Getting a car post-bankruptcy can be a challenge, and that's where Drivers Lane steps up to the plate. To get connected to a dealer in Kentucky that knows how to handle credit issues such as bankruptcy click here to get started today!

Search for Kentucky No Money Down Used Cars

Drivers Lane is affiliated with bad credit car dealerships all across Kentucky. These dealers specialize in helping buyers in challenging credit situations purchase new and used vehicles.

Our free and easy service takes the hassle out of finding dealerships in Kentucky that know how to work through credit quirks to get you financed. These dealers work with lenders that have helped buyers with poor credit, no credit, complicated situations like bankruptcy or repossession, and little or no money down.

We want to set you up with a local bad credit car dealer in Kentucky. Get back on the road and on the path to improving your credit. We'll work to match you with a dealer in your area once you fill out the secure auto loan request form on our website.

If you prefer, you can start your vehicle search by using our massive used car database. Explore local vehicles for sale on the lots of our affiliated dealers in Kentucky to get an idea of what's available right now. You can narrow down your options by searching by make, model, price, and distance.

Find financing with any credit score!