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No Money Down Cars in Rochester

When you need a car loan, but bad credit is starring you down, don't panic, people of Rochester. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Rochester. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Rochester for 0 Down

2015 Ford Escape SE
2015 Ford Escape SE
in Rochester, MN 55901

Used Car Lot Price:
$11,498

Odometer:
97,318 Miles

VIN:
1FMCU9G99FUB46503

2013 Chevrolet Malibu Eco
2013 Chevrolet Malibu Eco
in Rochester, MN 55901

Used Car Lot Price:
$11,498

Odometer:
77,989 Miles

VIN:
1G11D5RR1DF109702

2015 GMC Sierra 2500 4x4 Double Cab
2015 GMC Sierra 2500 4x4 Double Cab
in Rochester, MN 55901

Used Car Lot Price:
$10,995

Odometer:
304,587 Miles

VIN:
1GT22XEG5FZ513332

2011 GMC Sierra 1500 SLT
2011 GMC Sierra 1500 SLT
in Rochester, MN 55901

Used Car Lot Price:
$10,000

Odometer:
169,865 Miles

VIN:
3GTP2WE34BG217662

2019 Kia Sportage LX
2019 Kia Sportage LX
in Rochester, MN 55904

Used Car Lot Price:
$12,000

Odometer:
114,249 Miles

VIN:
KNDPMCAC6K7518783

2015 BMW X1 Series xDrive28i
2015 BMW X1 Series xDrive28i
in Rochester, MN 55901

Used Car Lot Price:
$11,498

Odometer:
93,047 Miles

VIN:
WBAVL1C52FVY31440

2017 Hyundai Ioniq Hybrid Blue
2017 Hyundai Ioniq Hybrid Blue
in Rochester, MN 55901

Used Car Lot Price:
$9,900

Odometer:
168,663 Miles

VIN:
KMHC65LC3HU040846

2012 Ford F-150
2012 Ford F-150
in Rochester, MN 55901

Used Car Lot Price:
$10,998

Odometer:
173,282 Miles

VIN:
1FTFW1EF6CFA29497

2005 Chrysler Pacifica Touring
2005 Chrysler Pacifica Touring
in Rochester, MN 55901

Used Car Lot Price:
$5,699

Odometer:
79,730 Miles

VIN:
2C4GM68495R533474

2011 Ford Fusion SEL
2011 Ford Fusion SEL
in Rochester, MN 55901

Used Car Lot Price:
$5,998

Odometer:
181,104 Miles

VIN:
3FAHP0CG9BR218695

Getting a Car Loan after Bankruptcy in Rochester

The process of bankruptcy, and waiting for it to be discharged can be stressful. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing.

You'll either file a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a liquidation bankruptcy that removes all of your unsecured debts, and a Chapter 13 bankruptcy is a reorganization bankruptcy that uses a repayment plan to pay off your debt. Your income will determine which bankruptcy you qualify for, but regardless of the type of bankruptcy you file, you can expect your credit score to drop.

While it's possible to get an auto loan during bankruptcy, most lenders around the country and in Rochester, will look to see if you've been discharged before considering financing you. Once you've been discharged, you'll still need to get connected to a dealership that works with car buyers dealing with bankruptcy. You can start with us at Drivers Lane by filling out our auto loan request form, and we'll get started on connecting you to a special finance dealer in or near Rochester.

Find financing with any credit score!

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