No matter your situation, we know who can finance you.
Request financing now and streamline your buying experience.
Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
Drivers Lane can help people in St. Joseph with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near St. Joseph started by filling out our free and secure car loan request form today.
If you have a car but are looking to purchase a new one, trading in your old vehicle is a great way to save some money on your next car. If your vehicle is paid off or you have equity in your trade-in, you can apply that amount as a down payment.
On the flip side, if there's negative equity in your trade-in, and you can't pay it off right then and there, you may need to wait before trading it in. Not all lenders will allow you to roll the negative equity into the new loan. Even if they do, expect to be paying more. Rolling negative equity into a new loan increases your new loan balance, which leaves you paying more each month and in interest charges over time.
If you live in or near St. Joseph, and want to trade in your car, but worry your credit will get in the way, let Drivers Lane take the lead. We can connect you with a dealership that knows how to handle unique credit situations. Fill out our free auto loan request form to start the process today.