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No Money Down Cars in Albany

When you need a car loan, but bad credit is starring you down, don't panic, people of Albany. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Albany. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Albany for 0 Down

2010 Toyota Camry LE Sedan 4D
2010 Toyota Camry LE Sedan 4D
in Watervliet, NY 12189

Used Car Lot Price:
$7,399

Odometer:
101,393 Miles

VIN:
4T4BF3EK5AR045286

2015 Kia Soul Base
2015 Kia Soul Base
in Latham, NY 12110

Used Car Lot Price:
$9,400

Odometer:
84,993 Miles

VIN:
KNDJN2A28F7127743

No Down Payment Car Dealers in Albany

Looking for a low down payment car in Albany? Though it can seem like a hassle to save for a down payment, this is actually one of the best things you can do for yourself when it comes to financing an auto loan with bad credit. Here's why: the more money you put down, the less money you have to get financed. Less money borrowed means less interest charges over the term of your loan. You can actually save yourself a lot of money by having a significant down payment when you get a car loan in Albany.

When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender. Another benefit to having a down payment is that lenders see it as a sign you're invested in the success of your auto loan. So, what are you waiting for? Let us help point you toward a dealer in or near Albany where you can find the right lender for your credit and down payment situation.

Find financing with any credit score!

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