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No Money Down Cars in Monroe County

Drivers Lane can help people in Monroe County with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Monroe County started by filling out our free and secure car loan request form today.

Used Cars Near the County of Monroe for 0 Down

2013 Jeep Compass Sport SUV 4D
2013 Jeep Compass Sport SUV 4D
in Brockport, NY 14420

Used Car Lot Price:
$5,995

Odometer:
143,805 Miles

VIN:
1C4NJCBA0DD255479

2017 Ford Focus SE Hatchback 4D
2017 Ford Focus SE Hatchback 4D
in Brockport, NY 14420

Used Car Lot Price:
$9,995

Odometer:
86,444 Miles

VIN:
1FADP3K26HL216982

2013 Chevrolet Sonic LT Sedan 4D
2013 Chevrolet Sonic LT Sedan 4D
in Webster, NY 14580

Used Car Lot Price:
$10,988

Odometer:
88,380 Miles

VIN:
1G1JC5SH1D4158382

2013 Buick Verano Sedan 4D
2013 Buick Verano Sedan 4D
in Le Roy, NY 14482

Used Car Lot Price:
$8,999

Odometer:
109,899 Miles

VIN:
1G4PP5SK3D4149518

2003 Chevrolet Silverado 1500 Regular Cab Pickup 2D 8 ft
2003 Chevrolet Silverado 1500 Regular Cab Pickup 2D 8 ft
in Webster, NY 14580

Used Car Lot Price:
$8,488

Odometer:
61,933 Miles

VIN:
1GCEK14V43Z218308

2015 Chevrolet Traverse LT Sport Utility 4D
2015 Chevrolet Traverse LT Sport Utility 4D
in Brockport, NY 14420

Used Car Lot Price:
$11,495

Odometer:
114,184 Miles

VIN:
1GNKRGKD9FJ183836

2011 Toyota RAV4 Sport Utility 4D
2011 Toyota RAV4 Sport Utility 4D
in Webster, NY 14580

Used Car Lot Price:
$10,995

Odometer:
132,175 Miles

VIN:
2T3BF4DV1BW161850

2008 Kia Rondo LX Wagon 4D
2008 Kia Rondo LX Wagon 4D
in Brockport, NY 14420

Used Car Lot Price:
$5,995

Odometer:
81,306 Miles

VIN:
KNAFG526487197632

2014 Ford Transit Connect Cargo XL Van 4D
2014 Ford Transit Connect Cargo XL Van 4D
in Webster, NY 14580

Used Car Lot Price:
$10,995

Odometer:
165,320 Miles

VIN:
NM0LS6E73E1161182

2008 Saturn Astra XR Hatchback 2D
2008 Saturn Astra XR Hatchback 2D
in Le Roy, NY 14482

Used Car Lot Price:
$5,495

Odometer:
104,252 Miles

VIN:
W08AT271385086062

Getting a Car Loan after Bankruptcy in Monroe County

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Monroe County and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Monroe County. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Monroe County. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Monroe County area who has the lending resources you need.

Find financing with any credit score!

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