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No Money Down Cars in Monroe County

Drivers Lane can help people in Monroe County with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Monroe County started by filling out our free and secure car loan request form today.

Used Cars Near the County of Monroe for 0 Down

2008 Chevrolet Impala LTZ
2008 Chevrolet Impala LTZ
in Brockport, NY 14420

Used Car Lot Price:
$10,980

Odometer:
41,524 Miles

VIN:
2G1WU583589281040

2016 Chevrolet Equinox LTZ
2016 Chevrolet Equinox LTZ
in Webster, NY 14580

Used Car Lot Price:
$10,995

Odometer:
129,081 Miles

VIN:
2GNFLGEK2G6320918

2015 Buick Encore FWD
2015 Buick Encore FWD
in Albion, NY 14411

Used Car Lot Price:
$11,594

Odometer:
64,826 Miles

VIN:
KL4CJASB5FB122312

2012 Jeep Patriot Sport SUV 4D
2012 Jeep Patriot Sport SUV 4D
in Brockport, NY 14420

Used Car Lot Price:
$8,995

Odometer:
79,550 Miles

VIN:
1C4NJRBB6CD608513

2015 Ford Focus SE Sedan 4D
2015 Ford Focus SE Sedan 4D
in Rochester, NY 14621

Used Car Lot Price:
$7,200

Odometer:
88,373 Miles

VIN:
1FADP3F2XFL365113

1995 Ford Mustang Coupe 2D
1995 Ford Mustang Coupe 2D
in Hilton, NY 14468

Used Car Lot Price:
$8,995

Odometer:
86,107 Miles

VIN:
1FALP4042SF226663

2011 Ford Escape XLT Sport Utility 4D
2011 Ford Escape XLT Sport Utility 4D
in Brockport, NY 14420

Used Car Lot Price:
$6,995

Odometer:
129,406 Miles

VIN:
1FMCU9DG1BKA79808

2014 Chevrolet Impala Limited LS Sedan 4D
2014 Chevrolet Impala Limited LS Sedan 4D
in Brockport, NY 14420

Used Car Lot Price:
$7,995

Odometer:
118,235 Miles

VIN:
2G1WA5E38E1117238

2015 MAZDA MAZDA3 i SV Sedan 4D
2015 MAZDA MAZDA3 i SV Sedan 4D
in Le Roy, NY 14482

Used Car Lot Price:
$8,995

Odometer:
113,252 Miles

VIN:
JM1BM1T71F1269946

2010 Toyota Prius III Hatchback 4D
2010 Toyota Prius III Hatchback 4D
in Le Roy, NY 14482

Used Car Lot Price:
$8,995

Odometer:
101,582 Miles

VIN:
JTDKN3DU4A1233643

Getting a Car Loan after Bankruptcy in Monroe County

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Monroe County and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Monroe County. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Monroe County. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Monroe County area who has the lending resources you need.

Find financing with any credit score!

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