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No Money Down Cars in New York

When you need a car loan, but bad credit is starring you down, don't panic, people of New York. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near New York. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of New York for 0 Down

2017 Honda Civic EX-L w/Navigation Sedan 4D
2017 Honda Civic EX-L w/Navigation Sedan 4D
in Irvington, NJ 07111

Used Car Lot Price:
$10,999

Odometer:
158,378 Miles

VIN:
19XFC1F71HE209536

2008 Ford E350 Super Duty Cargo Commercial Van 3D
2008 Ford E350 Super Duty Cargo Commercial Van 3D
in Linden, NJ 07036

Used Car Lot Price:
$9,995

Odometer:
78,840 Miles

VIN:
1FTSE34P48DB49275

2014 Nissan Maxima SV Sedan 4D
2014 Nissan Maxima SV Sedan 4D
in Hasbrouck Heights, NJ 07604

Used Car Lot Price:
$7,995

Odometer:
103,386 Miles

VIN:
1N4AA5AP4EC470036

2011 Ford Edge SE Sport Utility 4D
2011 Ford Edge SE Sport Utility 4D
in Hasbrouck Heights, NJ 07604

Used Car Lot Price:
$3,499

Odometer:
198,981 Miles

VIN:
2FMDK3GC0BBB17653

2014 Volkswagen Jetta SportWagen 2.5L S Sport Wagon 4D
2014 Volkswagen Jetta SportWagen 2.5L S Sport Wagon 4D
in Leonia, NJ 07605

Used Car Lot Price:
$6,495

Odometer:
141,909 Miles

VIN:
3VWPP7AJ9EM603637

2015 Subaru Impreza 2.0i Sport Premium Wagon 4D
2015 Subaru Impreza 2.0i Sport Premium Wagon 4D
in Lodi, NJ 07644

Used Car Lot Price:
$9,995

Odometer:
114,937 Miles

VIN:
JF1GPAU69F8325048

2007 Toyota RAV4 Sport Utility 4D
2007 Toyota RAV4 Sport Utility 4D
in Linden, NJ 07036

Used Car Lot Price:
$8,995

Odometer:
89,687 Miles

VIN:
JTMBD33V175107819

2003 Land Rover Range Rover HSE Sport Utility 4D
2003 Land Rover Range Rover HSE Sport Utility 4D
in Newark, NJ 07104

Used Car Lot Price:
$11,991

Odometer:
127,540 Miles

VIN:
SALME11403A140440

2012 Audi A4 2.0T Quattro Premium Sedan 4D
2012 Audi A4 2.0T Quattro Premium Sedan 4D
in Middle Village, NY 11379

Used Car Lot Price:
$9,995

Odometer:
108,640 Miles

VIN:
WAUBFAFL4CN014101

2004 Volvo XC70 2.5T Wagon 4D
2004 Volvo XC70 2.5T Wagon 4D
in Lodi, NJ 07644

Used Car Lot Price:
$4,995

Odometer:
160,818 Miles

VIN:
YV1SZ59HX41154844

Trading in a Car in New York

People of New York, are you ready to upgrade your car? Trading in your vehicle can be a great way to save money on a down payment if there's equity in it. Don't worry if you're upside down, though, you can still trade in a car as long as you make up the difference between the vehicle's value and what you owe on your loan.

One of the best things about trading in a vehicle is that it can allow you to lower the amount you have to borrow, which saves you money in interest charges down the road. It can also allow you to shorten the time your new vehicle will spend underwater.

If your vehicle has negative equity and you don't have the cash to pay out of pocket, you may have to wait a bit longer to trade in your car. However, in some situations, a lender might let you roll that negative equity into your new loan. This situation isn't available for everybody, and usually is only offered to people with good credit. You need to be careful about rolling over negative equity into a new loan. This will increase the amount of your new loan, leave you upside down for longer, and cost you more in interest charges.

If you know you're in need of a special finance dealer, and you have a trade-in, Drivers Lane wants to help. We know just what dealers in and around New York have the right lenders to help people who are struggling with credit issues. Let us point you toward a dealer. Just fill out our no-obligation, quick, and easy auto loan request form to get started now!

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