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No Money Down Cars in New York

When you need a car loan, but bad credit is starring you down, don't panic, people of New York. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near New York. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of New York for 0 Down

2015 Honda Accord Sedan EX
2015 Honda Accord Sedan EX
in Great Neck, NY 11021

Used Car Lot Price:
$11,995

Odometer:
56,366 Miles

VIN:
1HGCR2F73FA059566

2012 Chevrolet Sonic
2012 Chevrolet Sonic
in NEW ROCHELLE, NY 10801

Used Car Lot Price:
$6,900

Odometer:
51,011 Miles

VIN:
1G1JC6SH9C4166055

2012 Volkswagen Passat
2012 Volkswagen Passat
in Maplewood, NJ 07040

Used Car Lot Price:
$6,500

Odometer:
115,327 Miles

VIN:
1VWBP7A36CC084802

2013 Honda Odyssey
2013 Honda Odyssey
in Nanuet, NY 10954

Used Car Lot Price:
$11,395

Odometer:
133,609 Miles

VIN:
5FNRL5H68DB011338

2016 Honda Fit
2016 Honda Fit
in Flushing, NY 11354

Used Car Lot Price:
$11,988

Odometer:
41,835 Miles

VIN:
JHMGK5H5XGX009665

2017 Hyundai Elantra
2017 Hyundai Elantra
in Nanuet, NY 10954

Used Car Lot Price:
$10,895

Odometer:
59,287 Miles

VIN:
KMHD74LF5HU350082

2010 BMW 1 Series
2010 BMW 1 Series
in Maplewood, NJ 07040

Used Car Lot Price:
$9,750

Odometer:
110,422 Miles

VIN:
WBAUC7C58AVK96573

2016 Hyundai Elantra Value Edition
2016 Hyundai Elantra Value Edition
in Long Island City, NY 11101

Used Car Lot Price:
$9,409

Odometer:
44,628 Miles

VIN:
KMHDH4AEXGU645314

2015 Jeep Cherokee Latitude
2015 Jeep Cherokee Latitude
in Paramus, NJ 07652

Used Car Lot Price:
$11,795

Odometer:
98,203 Miles

VIN:
1C4PJMCS3FW514608

2003 Mercury Marauder Base
2003 Mercury Marauder Base
in Paramus, NJ 07652

Used Car Lot Price:
$7,995

Odometer:
166,356 Miles

VIN:
2MEHM75V63X622367

Trading in a Car in New York

People of New York, are you ready to upgrade your car? Trading in your vehicle can be a great way to save money on a down payment if there's equity in it. Don't worry if you're upside down, though, you can still trade in a car as long as you make up the difference between the vehicle's value and what you owe on your loan.

One of the best things about trading in a vehicle is that it can allow you to lower the amount you have to borrow, which saves you money in interest charges down the road. It can also allow you to shorten the time your new vehicle will spend underwater.

If your vehicle has negative equity and you don't have the cash to pay out of pocket, you may have to wait a bit longer to trade in your car. However, in some situations, a lender might let you roll that negative equity into your new loan. This situation isn't available for everybody, and usually is only offered to people with good credit. You need to be careful about rolling over negative equity into a new loan. This will increase the amount of your new loan, leave you upside down for longer, and cost you more in interest charges.

If you know you're in need of a special finance dealer, and you have a trade-in, Drivers Lane wants to help. We know just what dealers in and around New York have the right lenders to help people who are struggling with credit issues. Let us point you toward a dealer. Just fill out our no-obligation, quick, and easy auto loan request form to get started now!

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