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No Money Down Cars in Schenectady

Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Schenectady that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.

Used Cars Near the City of Schenectady for 0 Down

2012 Jeep Grand Cherokee Laredo
2012 Jeep Grand Cherokee Laredo
in Troy, NY 12180

Used Car Lot Price:
$11,500

Odometer:
114,895 Miles

VIN:
1C4RJFAG7CC199909

2014 Ford Focus SE
2014 Ford Focus SE
in Schenectady, NY 12308

Used Car Lot Price:
$10,900

Odometer:
53,829 Miles

VIN:
1FADP3K25EL191228

2017 Ford C-MAX SE
2017 Ford C-MAX SE
in Latham, NY 12110

Used Car Lot Price:
$10,000

Odometer:
109,145 Miles

VIN:
1FADP5AU2HL102394

2017 Chevrolet Volt LT
2017 Chevrolet Volt LT
in Latham, NY 12110

Used Car Lot Price:
$10,900

Odometer:
106,190 Miles

VIN:
1G1RC6S53HU131818

2010 Honda Accord EX-L
2010 Honda Accord EX-L
in Albany, NY 12205

Used Car Lot Price:
$11,995

Odometer:
92,880 Miles

VIN:
1HGCP2F88AA148704

2012 Honda Odyssey EX
2012 Honda Odyssey EX
in Latham, NY 12110

Used Car Lot Price:
$11,494

Odometer:
10,724 Miles

VIN:
5FNRL5H45CB046125

2013 Toyota Prius Four
2013 Toyota Prius Four
in Troy, NY 12180

Used Car Lot Price:
$12,000

Odometer:
69,211 Miles

VIN:
JTDKN3DU6D5641025

2013 Audi A3 2.0T Premium
2013 Audi A3 2.0T Premium
in Troy, NY 12180

Used Car Lot Price:
$12,000

Odometer:
101,936 Miles

VIN:
WAUDFAFM5DA020905

2017 Ford Focus Electric Hatchback
2017 Ford Focus Electric Hatchback
in East Greenbush, NY 12061

Used Car Lot Price:
$10,997

Odometer:
78,643 Miles

VIN:
1FADP3R46HL227004

2017 Volkswagen Golf SportWagen S
2017 Volkswagen Golf SportWagen S
in Latham, NY 12110

Used Car Lot Price:
$11,500

Odometer:
106,000 Miles

VIN:
3VWC17AUXHM502203

Refinancing a Car Loan in Schenectady

Looking to refinance a car in Schenectady? Typically, you'll have to wait at least a year or two to qualify for refinancing. This is because refinancing is usually only available for people with good credit, and when you've had to take out a bad credit car loan, it'll take time for you to build up your credit. When you're ready to refinance in Schenectady, there are a few things to make sure of before you get started.

First things first, people of Schenectady, your credit has to have improved since you originally financed in order to qualify for a better interest rate. Besides that, you'll also have to be current on your loan payments, have equity in your vehicle, and make sure that your car meets the lender's age and mileage restrictions. Your loan amount must also fall into the new lender's acceptable range.

Sometimes, it's best to try and refinance with your current lender, but if that's not an option, there are usually lenders in and around Schenectady or online that can help. Here at Drivers Lane, we don't deal directly with refinancing, but we can point you toward dealers that may have even better options when you chose to trade in your vehicle rather than refinance. To get connected to a local dealer who has the lending resources you need, just click here to fill out our easy auto loan request form.

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