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No Money Down Cars in Charlotte

When you need a car loan, but bad credit is starring you down, don't panic, people of Charlotte. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Charlotte. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Charlotte for 0 Down

2019 Chevrolet Spark LS CVT
2019 Chevrolet Spark LS CVT
in Charlotte, NC 28273

Used Car Lot Price:
$9,988

Odometer:
32,878 Miles

VIN:
KL8CB6SA9KC703025

2018 Ford Focus SE
2018 Ford Focus SE
in Charlotte, NC 28213

Used Car Lot Price:
$11,499

Odometer:
23,159 Miles

VIN:
1FADP3F2XJL219870

2013 Ford Escape SEL
2013 Ford Escape SEL
in Belmont, NC 28012

Used Car Lot Price:
$10,800

Odometer:
117,001 Miles

VIN:
1FMCU0H95DUA05029

2011 Cadillac CTS Luxury
2011 Cadillac CTS Luxury
in Charlotte, NC 28213

Used Car Lot Price:
$10,990

Odometer:
72,044 Miles

VIN:
1G6DE5EY5B0168561

2013 Nissan Maxima 3.5 SV
2013 Nissan Maxima 3.5 SV
in Charlotte, NC 28213

Used Car Lot Price:
$11,999

Odometer:
72,269 Miles

VIN:
1N4AA5AP4DC842800

2014 Ford Fiesta SE
2014 Ford Fiesta SE
in Rock Hill, SC 29730

Used Car Lot Price:
$8,341

Odometer:
67,819 Miles

VIN:
3FADP4EJ2EM134153

2016 Volkswagen Jetta 1.4T SE
2016 Volkswagen Jetta 1.4T SE
in Belmont, NC 28012

Used Car Lot Price:
$11,400

Odometer:
72,311 Miles

VIN:
3VWD67AJ5GM268465

2015 Hyundai Elantra SE
2015 Hyundai Elantra SE
in Rock Hill, SC 29730

Used Car Lot Price:
$8,143

Odometer:
125,618 Miles

VIN:
5NPDH4AE9FH611622

2015 Kia Optima LX
2015 Kia Optima LX
in Charlotte, NC 28273

Used Car Lot Price:
$11,999

Odometer:
65,469 Miles

VIN:
5XXGM4A72FG492320

2012 BMW 3 Series 328i
2012 BMW 3 Series 328i
in Charlotte, NC 28273

Used Car Lot Price:
$11,084

Odometer:
112,721 Miles

VIN:
WBA3A5C55CF347983

No Down Payment Car Dealers in Charlotte

Looking for a low down payment car in Charlotte? Though it can seem like a hassle to save for a down payment, this is actually one of the best things you can do for yourself when it comes to financing an auto loan with bad credit. Here's why: the more money you put down, the less money you have to get financed. Less money borrowed means less interest charges over the term of your loan. You can actually save yourself a lot of money by having a significant down payment when you get a car loan in Charlotte.

When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender. Another benefit to having a down payment is that lenders see it as a sign you're invested in the success of your auto loan. So, what are you waiting for? Let us help point you toward a dealer in or near Charlotte where you can find the right lender for your credit and down payment situation.

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