Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
When you need a car loan, but bad credit is starring you down, don't panic, people of Youngstown. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Youngstown. Just fill out our free auto loan request form online to get started now!
It can be very hard to qualify for a car loan with no money down if you're dealing with poor credit. Some residents of Youngstown may not realize it, but a down payment is there to help, not hurt their auto loan. It may be a pain to come up with a down payment, but in the long run, it'll decrease the overall cost of your loan by lowering the interest charges.
Typically, bad credit lenders require you to put down at least $1,000 or 10 percent of the vehicle's selling price, whichever is less. If you're able to put down more than the minimum amount required, it's highly recommended you do so. The bigger your down payment, the more money you can save in the long run. You may also be able to pick a shorter loan term, which means paying even less in interest charges.
Investing your own money in a car helps the lender feel confident in your ability to pay back the loan. If you've budgeted for a down payment and are ready to find a subprime dealership near you in Youngstown, Drivers Lane wants to take the lead. Find the right dealer today by filling out our auto loan request form.