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No Money Down Cars in Johnson City

When you need a car loan, but bad credit is starring you down, don't panic, people of Johnson City. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Johnson City. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Johnson City for 0 Down

2016 Jeep Compass Sport
2016 Jeep Compass Sport
in Jonesboro, TN 37659

Used Car Lot Price:
$10,000

Odometer:
122,241 Miles

VIN:
1C4NJDBB3GD687017

2014 Ford Flex SEL
2014 Ford Flex SEL
in Jonesboro, TN 37659

Used Car Lot Price:
$10,000

Odometer:
139,300 Miles

VIN:
2FMGK5C88EBD42109

2007 Toyota Tacoma 2WD Access Cab
2007 Toyota Tacoma 2WD Access Cab
in Bristol, TN 37620

Used Car Lot Price:
$11,976

Odometer:
150,487 Miles

VIN:
5TETX22NX7Z375109

2012 Ford Transit Connect XL
2012 Ford Transit Connect XL
in Bristol, TN 37620

Used Car Lot Price:
$11,938

Odometer:
45,930 Miles

VIN:
NM0LS7CN1CT108456

2016 Hyundai Santa Fe Sport Sport
2016 Hyundai Santa Fe Sport Sport
in Bristol, TN 37620

Used Car Lot Price:
$10,990

Odometer:
92,261 Miles

VIN:
5XYZTDLB3GG367014

2014 Jeep Grand Cherokee Limited
2014 Jeep Grand Cherokee Limited
in Johnson City, TN 37601

Used Car Lot Price:
$11,383

Odometer:
171,801 Miles

VIN:
1C4RJFBG0EC385339

2008 Cadillac DTS 1SC
2008 Cadillac DTS 1SC
in Elizabethton, TN 37643

Used Car Lot Price:
$7,411

Odometer:
121,788 Miles

VIN:
1G6KD57YX8U173506

2014 Chevrolet Suburban 1500 LTZ
2014 Chevrolet Suburban 1500 LTZ
in Elizabethton, TN 37643

Used Car Lot Price:
$10,564

Odometer:
230,000 Miles

VIN:
1GNSKKE71ER145076

2002 Subaru Outback Base
2002 Subaru Outback Base
in Elizabethton, TN 37643

Used Car Lot Price:
$4,887

Odometer:
178,810 Miles

VIN:
4S3BH665126617303

2015 Subaru Impreza 2.0i
2015 Subaru Impreza 2.0i
in Johnson City, TN 37601

Used Car Lot Price:
$10,106

Odometer:
115,700 Miles

VIN:
JF1GPAA61F9201547

Getting a Car Loan after Bankruptcy in Johnson City

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Johnson City and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Johnson City. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Johnson City. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Johnson City area who has the lending resources you need.

Find financing with any credit score!

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