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No Money Down Cars in Johnson City

When you need a car loan, but bad credit is starring you down, don't panic, people of Johnson City. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Johnson City. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Johnson City for 0 Down

2018 Chevrolet Equinox LS
2018 Chevrolet Equinox LS
in Kingsport, TN 37660

Used Car Lot Price:
$11,995

Odometer:
167,959 Miles

VIN:
2GNAXREVXJ6108862

2013 Kia Sorento EX
2013 Kia Sorento EX
in Kingsport, TN 37660

Used Car Lot Price:
$11,476

Odometer:
125,063 Miles

VIN:
5XYKUDA21DG391941

2013 Cadillac ATS 2.0T Luxury 4dr Sedan
2013 Cadillac ATS 2.0T Luxury 4dr Sedan
in Johnson City, TN 37601

Used Car Lot Price:
$9,200

Odometer:
173,252 Miles

VIN:
1G6AB5RX2D0138837

2001 Chevrolet Cavalier Z24
2001 Chevrolet Cavalier Z24
in Johnson City, TN 37601

Used Car Lot Price:
$4,300

Odometer:
145,912 Miles

VIN:
1G1JF12T717184256

2010 Honda CR-V EX
2010 Honda CR-V EX
in Bristol, TN 37620

Used Car Lot Price:
$8,988

Odometer:
126,297 Miles

VIN:
3CZRE3H51AG702975

2016 Ford Fusion S
2016 Ford Fusion S
in Bristol, TN 37620

Used Car Lot Price:
$11,488

Odometer:
55,687 Miles

VIN:
3FA6P0G79GR243296

2018 Ford Fiesta SE
2018 Ford Fiesta SE
in Bristol, TN 37620

Used Car Lot Price:
$11,988

Odometer:
5,362 Miles

VIN:
3FADP4BJ6JM141637

2008 INFINITI G35 Journey
2008 INFINITI G35 Journey
in Johnson City, TN 37601

Used Car Lot Price:
$7,900

Odometer:
93,085 Miles

VIN:
JNKBV61E98M224314

2016 Hyundai Veloster Base
2016 Hyundai Veloster Base
in Bristol, TN 37620

Used Car Lot Price:
$10,988

Odometer:
75,387 Miles

VIN:
KMHTC6AD9GU294232

2011 Mercedes-Benz C-Class C 300
2011 Mercedes-Benz C-Class C 300
in Bristol, TN 37620

Used Car Lot Price:
$8,088

Odometer:
129,657 Miles

VIN:
WDDGF5EB4BA491793

Getting a Car Loan after Bankruptcy in Johnson City

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Johnson City and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Johnson City. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Johnson City. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Johnson City area who has the lending resources you need.

Find financing with any credit score!

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