Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
Drivers Lane can help people in Shelby County with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Shelby County started by filling out our free and secure car loan request form today.
Looking for a low down payment car in Shelby County? Though it can seem like a hassle to save for a down payment, this is actually one of the best things you can do for yourself when it comes to financing an auto loan with bad credit. Here's why: the more money you put down, the less money you have to get financed. Less money borrowed means less interest charges over the term of your loan. You can actually save yourself a lot of money by having a significant down payment when you get a car loan in Shelby County.
When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender. Another benefit to having a down payment is that lenders see it as a sign you're invested in the success of your auto loan. So, what are you waiting for? Let us help point you toward a dealer in or near Shelby County where you can find the right lender for your credit and down payment situation.