No matter your situation, we know who can finance you.

Request financing now and streamline your buying experience.

Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!

Start Here

Terms of Use and Privacy Policy

 

No Money Down Cars in Charlottesville

When you need a car loan, but bad credit is starring you down, don't panic, people of Charlottesville. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Charlottesville. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of Charlottesville for 0 Down

2013 Chevrolet Traverse LS
2013 Chevrolet Traverse LS
in Charlottesville, VA 22901

Used Car Lot Price:
$11,000

Odometer:
102,000 Miles

VIN:
1GNKRFED2DJ170851

2016 Nissan Rogue S
2016 Nissan Rogue S
in Charlottesville, VA 22911

Used Car Lot Price:
$11,999

Odometer:
112,750 Miles

VIN:
5N1AT2MT9GC876940

2013 Hyundai Santa Fe Sport
2013 Hyundai Santa Fe Sport
in Charlottesville,, VA 22911

Used Car Lot Price:
$10,999

Odometer:
102,040 Miles

VIN:
5XYZTDLB3DG030919

2015 Ford Fusion SE
2015 Ford Fusion SE
in Charlottesville, VA 22901

Used Car Lot Price:
$10,844

Odometer:
92,284 Miles

VIN:
1FA6P0H79F5123367

2011 Ford Taurus Limited
2011 Ford Taurus Limited
in Waynesboro, VA 22980

Used Car Lot Price:
$9,398

Odometer:
116,155 Miles

VIN:
1FAHP2JW8BG186545

2010 Ford Edge SEL
2010 Ford Edge SEL
in Charlottesville, VA 22901

Used Car Lot Price:
$9,544

Odometer:
100,708 Miles

VIN:
2FMDK4JC7ABB68161

2013 Ford Edge Limited
2013 Ford Edge Limited
in Waynesboro, VA 22980

Used Car Lot Price:
$7,444

Odometer:
213,053 Miles

VIN:
2FMDK4KC8DBA13847

2016 Mazda MAZDA3 i Sport
2016 Mazda MAZDA3 i Sport
in Charlottesville, VA 22901

Used Car Lot Price:
$10,985

Odometer:
118,154 Miles

VIN:
3MZBM1T70GM280907

2008 Toyota Highlander Limited
2008 Toyota Highlander Limited
in Waynesboro, VA 22980

Used Car Lot Price:
$7,488

Odometer:
220,117 Miles

VIN:
JTEES42A282103042

2013 Kia Sportage LX
2013 Kia Sportage LX
in Waynesboro, VA 22980

Used Car Lot Price:
$10,951

Odometer:
103,047 Miles

VIN:
KNDPB3A27D7521322

Trading in a Car in Charlottesville

People of Charlottesville, are you ready to upgrade your car? Trading in your vehicle can be a great way to save money on a down payment if there's equity in it. Don't worry if you're upside down, though, you can still trade in a car as long as you make up the difference between the vehicle's value and what you owe on your loan.

One of the best things about trading in a vehicle is that it can allow you to lower the amount you have to borrow, which saves you money in interest charges down the road. It can also allow you to shorten the time your new vehicle will spend underwater.

If your vehicle has negative equity and you don't have the cash to pay out of pocket, you may have to wait a bit longer to trade in your car. However, in some situations, a lender might let you roll that negative equity into your new loan. This situation isn't available for everybody, and usually is only offered to people with good credit. You need to be careful about rolling over negative equity into a new loan. This will increase the amount of your new loan, leave you upside down for longer, and cost you more in interest charges.

If you know you're in need of a special finance dealer, and you have a trade-in, Drivers Lane wants to help. We know just what dealers in and around Charlottesville have the right lenders to help people who are struggling with credit issues. Let us point you toward a dealer. Just fill out our no-obligation, quick, and easy auto loan request form to get started now!

Find financing with any credit score!

GO