Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
We help people in Washington find auto financing through our nationwide network of bad credit car dealers. We work with dealerships in Washington and across the country that can help car buyers with bad credit, no credit, credit issues like bankruptcy and repossession, and little or no money down.
We help Washington car buyers find local special finance dealers that have the lending resources to help. Not every dealership has lenders who can work with challenging credit situations, so finding the right dealer is an important first step toward getting financed.
Start the process of finding a bad credit car dealer in Washington by filling out our auto loan request form or selecting a city near you from our list below:
14 qualified dealers in Washington
Having a trade-in is a great way to get ahead on your next auto loan if there's equity involved. Trading in your car could decrease your monthly payment, lower your interest charges, and shorten the time your vehicle is upside down. Before you trade in your car, make sure you check its current market value online. Knowing how much your trade-in is worth will help you know if you're getting a fair offer.
If your trade-in has negative equity, when you owe more than the car's worth, you might want to consider waiting until you build up equity. While some lenders will allow you to roll over the negative equity in the new loan, you could be putting yourself in a financial bind by going further down into debt. Put some time aside to do some research on your trade-in, and see when the best time to finance a new car would be. When you're ready, Drivers Lane can help you find a dealer in Washington. Click here to get started!
The dealerships in Washington we work with have helped car buyers with no down payment or little money down in the past. However, most bad credit lenders require borrowers to have a down payment.
Typically, the down payment requirement for subprime lenders is $1,000 or 10 percent of the vehicle's selling price, whichever is less. Lenders want you to have a down payment because it shows you're committed to paying back the loan by putting your own money on the line. Not only can having a down payment help you get approved, it can save you money in the long run and reduce the risk of owing more on the loan than the car is worth.
If you want an auto loan with no money down in Washington, you can work to improve your credit score before applying or you can trade in your old car if it's paid off or has equity. Car dealers are happy to let you apply your trade-in's value toward your down payment.
Drivers Lane is affiliated with bad credit car dealerships all across Washington. These dealers specialize in helping buyers in challenging credit situations purchase new and used vehicles.
Our free and easy service takes the hassle out of finding dealerships in Washington that know how to work through credit quirks to get you financed. These dealers work with lenders that have helped buyers with poor credit, no credit, complicated situations like bankruptcy or repossession, and little or no money down.
We want to set you up with a local bad credit car dealer in Washington. Get back on the road and on the path to improving your credit. We'll work to match you with a dealer in your area once you fill out the secure auto loan request form on our website.
If you prefer, you can start your vehicle search by using our massive used car database. Explore local vehicles for sale on the lots of our affiliated dealers in Washington to get an idea of what's available right now. You can narrow down your options by searching by make, model, price, and distance.