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No Money Down Cars in La Crosse

Drivers Lane can help people in La Crosse with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near La Crosse started by filling out our free and secure car loan request form today.

Used Cars Near the City of La Crosse for 0 Down

2007 Ford F-150 XLT
2007 Ford F-150 XLT
in La Crosse, WI 54601

Used Car Lot Price:
$10,440

Odometer:
138,985 Miles

VIN:
1FTPX14VX7FA31530

2013 Ford Flex SEL
2013 Ford Flex SEL
in La Crosse, WI 54601

Used Car Lot Price:
$11,448

Odometer:
160,414 Miles

VIN:
2FMHK6C86DBD18822

2013 Chevrolet Impala LS
2013 Chevrolet Impala LS
in La Crosse, WI 54601

Used Car Lot Price:
$9,889

Odometer:
98,972 Miles

VIN:
2G1WF5E32D1264316

2011 Toyota RAV4 4WD 4dr 4-cyl 4-Spd AT (Natl)
2011 Toyota RAV4 4WD 4dr 4-cyl 4-Spd AT (Natl)
in La Crosse, WI 54601

Used Car Lot Price:
$11,994

Odometer:
109,421 Miles

VIN:
2T3BF4DV4BW130012

2016 Nissan Versa Note SV
2016 Nissan Versa Note SV
in La Crosse, WI 54601

Used Car Lot Price:
$10,777

Odometer:
58,580 Miles

VIN:
3N1CE2CP3GL375254

2012 Chevrolet Cruze LT 4dr Sedan w/2LT
2012 Chevrolet Cruze LT 4dr Sedan w/2LT
in Onalaska, WI 54650

Used Car Lot Price:
$8,897

Odometer:
97,249 Miles

VIN:
1G1PG5SC2C7344366

2004 Honda Element EX 4dr SUV
2004 Honda Element EX 4dr SUV
in La Crosse, WI 54601

Used Car Lot Price:
$7,495

Odometer:
151,835 Miles

VIN:
5J6YH186X4L007515

2008 Nissan Altima 3.5 SE
2008 Nissan Altima 3.5 SE
in Onalaska, WI 54650

Used Car Lot Price:
$7,999

Odometer:
159,860 Miles

VIN:
1N4BL24E48C104508

2010 Subaru Legacy 2.5i
2010 Subaru Legacy 2.5i
in Onalaska, WI 54650

Used Car Lot Price:
$8,900

Odometer:
125,291 Miles

VIN:
4S3BMCA68A3233514

2010 Toyota Prius II
2010 Toyota Prius II
in Onalaska, WI 54650

Used Car Lot Price:
$9,069

Odometer:
143,668 Miles

VIN:
JTDKN3DU0A0077929

Getting a Car Loan after Bankruptcy in La Crosse

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around La Crosse and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in La Crosse. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of La Crosse. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the La Crosse area who has the lending resources you need.

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