There's no shortage of buy here pay here (BHPH) dealerships across Big D! If you're looking for a car loan that's quick and credit check free, a BHPH dealer may be just the place to go in the Dallas-Fort Worth area.
How Buy and Pay Here Dealers Work
When you get financed from a BHPH dealership, they do it in-house. There's typically no credit check because the dealers are the lenders and they don't need to rely on outside sources to fund your loan. Like any used car buying situation, there are pros and cons to working with a BHPH lot.
For starters, the process of getting a vehicle from a buy and pay here dealership is typically quick and straightforward. You need to provide proof of income, so the dealer knows you're able to afford the payment on the car you purchase. You're also going to need to provide a down payment – the amount varies by the vehicle you choose. In some cases, if you have all your ducks in a row, you may be able to drive off the same day.
On the other hand, the interest rate may be higher than expected, and the terms may not be the best. These places may require weekly, bi-weekly, or monthly payments, which could be inconvenient. As ‘buy here pay here’ suggests, you may have to go to the dealership to make your payments. Also, they only carry used cars, which means you need to take extra care. That's not to say they're not in good condition, but the age and mileage can vary drastically from one to the next.
Where to Find a Buy Here Pay Here Dealer in Dallas, TX
It's not hard to find a BHPH dealer in the greater Dallas-Fort Worth Metroplex. On the northwest side of the city, you can just drive along Harry Hines Boulevard, or find a dealership along West Main if you're driving between East Arlington and Oak Cliff. To the east of the city, there's no shortage of dealers along Murdock Road. But if you aren’t sure which buy here pay here dealership is the best choice for you, let us help.
At Drivers Lane, we work with dealers all across Texas that have the lenders equipped to work with people who struggle with credit issues. At the same time, if the reason you're looking for a BHPH dealership is because you don't think you can qualify for an auto loan with your credit, think again. You might be surprised by what our network of special finance dealers and their lenders can do for you.
So, instead of driving all over Dallas looking for the right vehicle, simply fill out our easy car loan request form now, and we'll get to work matching you with a local dealership today!
