We help people in Minnesota find auto financing through our nationwide network of bad credit car dealers. We work with dealerships in Minnesota and across the country that can help car buyers with bad credit, no credit, credit issues like bankruptcy and repossession, and little or no money down.
We help Minnesota car buyers find local special finance dealers that have the lending resources to help. Not every dealership has lenders who can work with challenging credit situations, so finding the right dealer is an important first step toward getting financed.
Start the process of finding a bad credit car dealer in Minnesota by filling out our auto loan request form or selecting a city near you from our list below:
11 qualified dealers in Minnesota
St. Louis Park
When you file for bankruptcy, you'll either file for a Chapter 7 or Chapter 13. It's important to know their differences, and which bankruptcy is right for you. Deciding which bankruptcy to file is an important decision based on your income, assets, debts, and future financial goals.
A Chapter 7 bankruptcy is a liquidation bankruptcy, meaning it removes unsecured debts from things like bills. In order to file a Chapter 7, you must have little to no income available. Once you file, your nonexempt property will be sold to cover the debt. It'll typically take three to five months to complete this bankruptcy and receive a discharge.
A Chapter 13 bankruptcy is a reorganization bankruptcy. This type of bankruptcy is meant for debtors with regular income who are able to pay back some of their debts. You'll work with the court to come up with a repayment plan, and you'll keep your assets. A Chapter 13 bankruptcy takes longer to complete, and usually will be completed within three to five years.
Getting a car post-bankruptcy can be a challenge, and that's where Drivers Lane steps up to the plate. To get connected to a dealer in Minnesota that knows how to handle credit issues such as bankruptcy click here to get started today!
Having a trade-in is a great way to get ahead on your next auto loan if there's equity involved. Trading in your car could decrease your monthly payment, lower your interest charges, and shorten the time your vehicle is upside down. Before you trade in your car, make sure you check its current market value online. Knowing how much your trade-in is worth will help you know if you're getting a fair offer.
If your trade-in has negative equity, when you owe more than the car's worth, you might want to consider waiting until you build up equity. While some lenders will allow you to roll over the negative equity in the new loan, you could be putting yourself in a financial bind by going further down into debt. Put some time aside to do some research on your trade-in, and see when the best time to finance a new car would be. When you're ready, Drivers Lane can help you find a dealer in Minnesota. Click here to get started!
Drivers Lane is affiliated with bad credit car dealerships all across Minnesota. These dealers specialize in helping buyers in challenging credit situations purchase new and used vehicles.
Our free and easy service takes the hassle out of finding dealerships in Minnesota that know how to work through credit quirks to get you financed. These dealers work with lenders that have helped buyers with poor credit, no credit, complicated situations like bankruptcy or repossession, and little or no money down.
We want to set you up with a local bad credit car dealer in Minnesota. Get back on the road and on the path to improving your credit. We'll work to match you with a dealer in your area once you fill out the secure auto loan request form on our website.
If you prefer, you can start your vehicle search by using our massive used car database. Explore local vehicles for sale on the lots of our affiliated dealers in Minnesota to get an idea of what's available right now. You can narrow down your options by searching by make, model, price, and distance.