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No Money Down Car Dealers in North Carolina

Do you need a new or used vehicle in North Carolina? Well, Tar Heels, if you need a car but have been struggling with credit problems, you've come to the right place! Here at Drivers Lane, we help people all across the state find the right path toward auto financing even with bad credit, no credit, or bankruptcy.

You can count on our special finance dealers and their lenders that have the means to work with consumers who've found themselves in a credit bind. Start the process of finding a bad credit car dealer in North Carolina by filling out our auto loan request form or selecting a city near you from our list below:

31 qualified dealers in North Carolina

If you're looking for auto financing that fits your situation and you live in North Carolina, you've come to the right place. We have a relationship with thousands of special finance dealerships all across the USA and we want to help you find what you're looking for locally.

Get started finding a dealer in your area by simply filling out our online auto loan request form or selecting an NC city from the list above. We care about our customers in the Tar Heel State. That's why we want you to find the right financing, whether you're a first-time car buyer or are looking for a last option buy here pay here dealer - Drivers Lane is your one-stop resource.

Buy Here Pay Here Dealerships in North Carolina

Sometimes, financing through a special finance dealer just isn't an option. Whether you've been turned down for financing, or are just looking for someone who won't judge you on your credit, a buy here pay here (BHPH) dealer might be what you're looking for in North Carolina.

BHPH dealers are known as in-house financers and they don't rely on outside lenders to finance borrowers. Instead, they rely on income to approve people for lending. At a BHPH dealer, payments are often required on a weekly or bi-weekly basis. This can be helpful if a consumer has trouble saving for a monthly payment, but it can be inconvenient if a consumer has to travel out of their way to get to the dealership.

Fortunately, there are some lenders that can help out, depending on your situation, and we want to help you find one. These buy here pay here dealers can be a great choice for people who think they don't have anywhere left to turn. Start your search for a dealership by submitting our car loan request form online.

Trading in a Vehicle in North Carolina

As a North Carolinian with bruised credit, you may be struggling to think of how you'll come up with a down payment on your next vehicle. The good news is that your current vehicle can help with that cost as a trade-in, as long as there's equity in it. Equity exists if there's more actual cash value in your car than you owe on the loan. Any amount left over after the loan is paid can be used toward a down payment for another vehicle.

On the other hand, if you owe more than the vehicle's worth, it has negative equity or is upside down. This situation can make it more difficult to trade in a vehicle. Without any equity in your vehicle, trading in often means rolling the remaining balance into a new car loan. This could end up costing you more money in the long run, but there are options if you're prepared.

It's important to factor your trade-in as part of the deal when you start your search for a vehicle. At Drivers Lane, we want to help you find a dealership in North Carolina that can help with your trade-in. Begin your search for a local dealer by filling out our auto loan request form today.

Search for North Carolina No Money Down Used Cars

We're affiliated with new and used car dealerships all across North Carolina. Because of our relationship with such a wide variety of automotive dealerships we're able to find the lenders that can work with bad credit all across the state. So, we want to help whether you're a Tar Heel or a Blue Devil.

Receiving a match from an auto dealership in NC, doesn't mean you have to purchase a vehicle from that dealer. But, if you have bad credit, no credit, or bankruptcy, they may be the only dealer in your area that can help. Not all dealers work with the lending resources necessary to help people who have these bruises on their credit. At Drivers Lane we can help you find one that can. We'll work to match you with a dealer in your area once you fill out the secure auto loan request form on our website.

If you prefer, you can start your vehicle search by using our massive used car database. Explore local vehicles for sale on the lots of our affiliated dealers in North Carolina to get an idea of what's available right now. You can narrow down your options by searching by make, model, price, and distance.

Find financing with any credit score!