Drivers Lane Blog

Ford Motor Company recently cut the price of the Focus Electric by $6,000, from $35,995 to $29,995. And that's in addition to the $4,000 reduction that took place last year, making the overall drop in price a whopping $10,000, or 25% off the original price.

Identity theft happens fast, and can destroy your credit score and your finances. It is important to act fast in beginning the recovery process.

In order to avoid drowsy driving, which a recent study found to be very dangerous, it is important to be well rested before you get behind the wheel.

If you have ever been late on a credit card payment, you've likely berated yourself for missing the due date, paid what was due and then moved on. However, it can have a bigger impact than you think, especially if you started off with an excellent credit score.

If you're a parent who is already on a tight budget, it is understandable that you would want a second or third car to be used by your child to be as affordable as possible.

Recently, a survey conducted by FICO showed that Millennials are very much interested in owning a car. However, some of them don't want to finance a car through a dealership.

Trying to get a zero down car loan with bad credit might be possible, but I will tell you this: you may not like the interest rate. Typically, car buyers who are struggling with their credit will need to purchase a used vehicle, and if you combine the reduced lifespan of the vehicle with a high interest rate and no down payment, you won't really be getting your money's worth.

When you start looking at cars to buy, it can seem like the opportunities are endless. Whether it is a brand new car, or it is simply new to you, you're excited to get the deal done and get on the road. You have the job, you have the money…but are you truly ready?

If you need to make money saving changes, you may consider refinancing your auto loan. This option provides you with the opportunity to lessen your monthly car payments. However, there is one hitch: your credit rating.

If you have been traveling from dealer to dealer and have had no luck in getting approved, one of the suggestions you may have gotten from a dealer is to get a cosigner. Fortunately, there are ways to work around this, and first and foremost, you need to find a car dealer who can work with your unique credit situation.