The simple truth is that life often won't wait until your credit is repaired. Most people require reliable transportation for their daily needs, and being without a car just isn't a viable option. Is there a way to get a vehicle NOW even though your credit is damaged?

Start with the Right Financing

First of all, if you are getting frustrated because you've been applying with and getting turned down by banks and credit unions, there is a better solution. Many lenders specialize in loan approval for buyers with challenged credit, so finding and working with one of these lenders will be the fastest and most efficient way to get financing for your car.

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How do you locate one of these lenders?

  1. The finance experts at Drivers Lane can match you with a dealer who is connected to a network of qualified lenders.
  2. You will be able to take care of everything involved in your vehicle buying experience in one place. Get approved, pick out a car, and sign the papers.
  3. And all you have to do is fill out one simple application, saving you both time and frustration.

Be Prepared

Our process is already quick, simple and convenient, but there are measures that you can take ahead of time to expedite your purchase.

  • Have your documents ready. When meeting with your dealer, you will need to bring a valid driver's license, recent paycheck stubs showing proof of income, and a piece of mail such as a utility bill to verify your address.
  • If possible, have a down payment. Putting even a small amount of money down on your car purchase will help substantially. It will protect you from accumulating negative equity in your loan, and it will allow the potential lender to see that you are a serious buyer.
  • Get your trade-in ready. A vehicle with cash value can be part of or all of your down payment. Get the most money for your trade-in by cleaning the car inside and out. You should also take care of minor repairs if necessary.

When You Are Ready

If you have waited long enough for your new or used car, truck or SUV, Drivers Lane can help you find the financing that fits your needs and budget. You may even be able to purchase your vehicle with little or no money down, regardless of how your credit looks.

Just fill out our fast and secure online application to get started today.