Texas is big, and most Texans find that they need a car in order to get around from place to place. In fact, on WalkScore.com, only three Texas cities are rated as "Somewhat Walkable," meaning that "some errands may be accomplished on foot." And, unfortunately, many Texans are dealing with lower than average credit scores.

In a recent article published on BadCredit.org, the 15 U.S. cities with the lowest average credit scores, highest debts and largest credit card balances were listed. And, out of these 15, six were Texas cities (Waco, Houston, Austin, Corpus Christi, Dallas and San Antonio). With this in mind, it would seem that there are plenty of Texans who need bad credit auto loans.

Are there affordable vehicles available for all of these Texans with credit issues?

Automobile Options for Buyers with Bad Credit in Texas

Texas Bad Credit Buyers

At Drivers Lane, we know that it is important to be thoroughly informed and prepared when you are buying a car with less than perfect credit. What kind of a car should you look for? If you're working towards repairing your credit, you will probably want a vehicle that is affordable, reliable and available. We have pulled data on Texas used car inventories in order to see which vehicles are plentiful in the Lone Star State. We then narrowed this list down to a few options that are newer, popular and can be purchased for under $15,000.

The 2011 Ford Fiesta

If you want a great car bargain, look no further than the Ford Fiesta. You'll save money with the purchase, as well as during the course of ownership with the excellent gas mileage you will get (29 mpg/city, 40 mpg/highway). The Fiesta is a small car, but it has a large amount of cargo space for its class. It is described as having "zippy" handling and has received impressive safety ratings.

The 2011 Chevrolet Cruze

This car is said to have one of the largest and best-made interiors in its class and has earned favorable marks for fuel economy (26 mpg/city, 36 mpg/highway). The Cruze has also been awarded excellent safety scores and an impressive amount of high-tech features are available. How about performance? Expect sharp handling and strong brakes on all models.

The 2011 Chrysler 200

The Chrysler 200 is considered to be a very safe midsize car. It also gets very decent gas mileage (21 mpg/city, 30 mpg/highway). This vehicle was redesigned and replaced the 2010 Sebring. And most reviewers agree that this car is, in many ways, superior to the Sebring. It is mostly noted for having "composed" handling and an available V6 engine.

Do you firmly believe that Texas is "Truck Country," and won't settle for anything less than a pickup? We suggest looking at a used Ram 1500. You may find a 2011 model for around $15,000. Just make sure that it has low enough mileage to qualify for financing. Speaking of financing, getting approved for your auto loan should be your first concern.

Lone Star Financing

It may be acceptable for almost everything to be "bigger in Texas." But you don't want this to apply to the interest rate on your auto loan. If you have challenged credit, you will want the best financing terms possible, and Drivers Lane can help. We will connect you with a dealer in your area who is qualified to handle your unique situation. And you may even be able to purchase your vehicle with little or no money down.

Just fill out our fast and secure online application to get started today.