Let's face it, if you live in Atlanta, Georgia, you need a car to survive. It's a car-centric area, metropolitan Atlanta spans a ridiculous distance, and you most likely don't live and work within the city limits.

According to Walk Score, which ranks areas based on their walkability, Atlanta falls under the "Car Dependent" category. You don’t need some score to tell you that if you've ever been involved in the chaos at "Spaghetti Junction" during rush hour.

The total area that metro Atlanta spans is borderline ridiculous. Yet, MARTA doesn't go anywhere close to the residential communities that surround the city. Chances are that's where you live, as a recent estimate found that less than 10% of Atlantans have an address that's actually within the city limits. There's a reason that MARTA is dubbed "the train to nowhere."

Whether you live ITP or OTP, you need a car to navigate The City in a Forest. People from the area already know this, and all those who've recently moved here are going to learn soon.

But how do you get a car loan in Atlanta when you have bad credit?

Atlantans and Their Credit

Atlanta, bad credit, car loans

If you live in the Atlanta metro area and have less than perfect credit, you are not alone. Experian recently conducted a study that found the average credit score of residents in each state. Georgia's average credit rating was 670, which was ranked 46th. A 2015 personal finance study from Badcredit.org showed that the average VantageScore in Atlanta was only 649.

But those are averages. Once your credit score dips to 620 or lower, it can be really difficult to find a lender that's willing to approve you for an auto loan. But residents of A-Town can turn to the experts at Drivers Lane to help them out.

Our team is partnered with 14 area dealerships that are willing to help you get approved for a car loan. They understand that things happen, and won't let your credit score be the only thing keeping you from getting the vehicle you need.

Don't waste your time searching for financing when we are happy to do that for you. You could be driving off in your new car as soon as tomorrow. Seriously! And you'd be surprised to learn the cars that bad credit customers are able to qualify for.

Top 10 Cars for Bad Credit in Atlanta, GA

Our team has pulled data from the metro Atlanta area to create a list of the top 10 cars our bad credit customers have bought the most often.

  • 2012 Nissan Altima
  • 2013 Nissan Altima
  • 2012 Chrysler 200
  • 2013 Hyundai Elantra
  • 2013 Chevrolet Cruze
  • 2012 Ford Fusion
  • 2014 Nissan Altima
  • 2013 Chevrolet Sonic
  • 2014 Chevrolet Cruze
  • 2008 Pontiac G6

Notice any trends? All 10 of these vehicles are reliable midsize sedans, most of which are affordable, even for those on tight budgets. This is because you shouldn't be using a bad credit auto loan to finance the car of your dreams; rather, you should be getting an affordable vehicle that you can rely on while you build your credit back up with timely loan payments.

What Are You Waiting For?

Don't let your bad credit hold you back any longer. If you need a car in the Atlanta area, all you have to do is let Drivers Lane help. Even if you don't live in the A, our network of special finance car dealers spans the entire country. We'll pair you with the one nearest your locality that is best suited to work with your unique financial situation, which can sometimes require little or no money down.

To start the process, all you need to do is fill out our secure and obligation-free online application. Start today!